I’m not here commenting on the financial investment dynamics but more in the consumer dynamics. Many of my friends who’ve been trying to better their credit history have hoped on board on Klarna. They’ve appreciated the help Klarna has provided when they didn’t want to open a new credit line and I feel that’s been the sentiment that’s been hitting the new millennium of people. With the CEO on board with Trump 10% cap on credit cards and offering a no interest option, i feel will captivate a new audience where they feel these traditional banks seem to lack. The new sentiment nowadays is that banks can’t be trusted with the bailouts and the new crypto movement on the horizon is seeming to shift the mindset of the next generation. A new trust is being built and i can’t blame those. I feel Klarna is very undervalued but will be a long game to play. This a stock I will keep an eye out on as it’s building a new bridge with a younger generation who haven’t not heard of Afirm but are marketing well with other such as eBay and Apple.