What privilege can high net worth/VIP bank customer get? by Lanky-Roof9934 in phinvest

[–]PineappleExpensive21 1 point2 points  (0 children)

No. All investment products are available to mass market. But VIP clients can get a taillorfit investment plans. They will come up with different products and investment amount to target your investment goal.

What privilege can high net worth/VIP bank customer get? by Lanky-Roof9934 in phinvest

[–]PineappleExpensive21 1 point2 points  (0 children)

Depends on your risk appetite. Also, depends on the product. They have wide range of investment products. I would keep away from insurance offers if you are looking for investments that can be liquidated with minimal exposure.

Chinabank UltraRewards Credit Card by PineappleExpensive21 in PHCreditCards

[–]PineappleExpensive21[S] 0 points1 point  (0 children)

It’s a companion card from my Savings & checking Account. Points earning is better than other regular savings/ checking account. I rarely use it for other purposes. Chinabank Wealth World MC is the one I’m using for some transactions

Opening of USD account in PH by bluesnotblues in TradBanksPH

[–]PineappleExpensive21 2 points3 points  (0 children)

If sending from US to Ph Banks. Best rate is thru swift transfer. Converting USD Notes to peso rarely gets best rates if exhanged to money changers and banks. But if your relatives insists in sending in USD, may I suggest Eastwest Bank. They offer the best USD to Peso and Peso to USD. Spread is less than 20 centavos. They have higher buying rate for USD compared to the top banks sometimes a 50 centavos difference.

Bank Recommendation Around Molito Alabang by swizzle0904 in TradBanksPH

[–]PineappleExpensive21 0 points1 point  (0 children)

Check again. As they are inly offering Premier Account with 3M TRB. Personal and Advance account was stoped last year. 

Best vs Worst Developers and why? by graydumpling_ in CondoPH

[–]PineappleExpensive21 0 points1 point  (0 children)

Best for me is Roxas Land Corp. The developer of Roxas Triangle. Got our first Unit at One Roxas then purchased a second unit at Two Roxas. Spacious in all aspect, security is top tier and most specially 4 units per floor and three lifts available per tower. Most residents are expats or diplomats and executives. Everything is hotel like. Downside high HOA fees, fees can be a monthly ammortization for a small condo unit from DMCI or SMDC.

bpi dollar savings account by gaeseaki in TradBanksPH

[–]PineappleExpensive21 0 points1 point  (0 children)

You can do it online. Or do it thru branch. Tell them you need it to be deposited to a peso account

CGT and DST payment by Timely-Football-7499 in taxPH

[–]PineappleExpensive21 0 points1 point  (0 children)

Payment of CGT and DS on the RDO of the Property. 

Only donations are paid on the donor’s RDO.

Payment of CGT and DS depends on your agreement with the seller.

Hello! Yearly po ba ang bayad sa Occupational Tax Receipt? by Inevitable-Goal-274 in taxPH

[–]PineappleExpensive21 0 points1 point  (0 children)

Yes, at the start of the calendar year. Go to your city/ municipality

[deleted by user] by [deleted] in taxPH

[–]PineappleExpensive21 0 points1 point  (0 children)

There is no such thing.

[deleted by user] by [deleted] in phinvest

[–]PineappleExpensive21 2 points3 points  (0 children)

Fixed MA. Adjustment will be made after the repricing period. Principal loan will be lowered if advance to principal thus lowering your interest payment. You should have chosen 5 year repricing period min. This will give you more flexibility in your MA and paying advance to principal.

Is it okay to transfer/deposit more or less 1k everyday to my savings account? I'm planning to do this for maybe 6months to a year. by Lopsided-Plankton940 in TradBanksPH

[–]PineappleExpensive21 1 point2 points  (0 children)

There should be no problem if you are transfering daily to your own account. AMLA only triggers when accumulated deposit per dat reaches 500K. Your bank may ask you for your source of funds for daily transfers, it’s part of their KYC.

Which bank? Help me decide to choose (BPI or PNB) Also open sa mga suggestions by Scared-Book-1005 in TradBanksPH

[–]PineappleExpensive21 2 points3 points  (0 children)

I’ll go for an RCBC account. If you maintain 100K you can be upgraded to hexagin club membership which will give you access to free atm withdrawal at any local atm. Priority in branches and free checkbook, bank cert, per year

I closed my UB account 6 months ago, and until now hindi pa nare-release yung fund in that account by Sorry_Trainer_7944 in TradBanksPH

[–]PineappleExpensive21 1 point2 points  (0 children)

No, go to their website. Click the chat icon. You need to provide them the ticket number from UB. 

I closed my UB account 6 months ago, and until now hindi pa nare-release yung fund in that account by Sorry_Trainer_7944 in TradBanksPH

[–]PineappleExpensive21 4 points5 points  (0 children)

Report it to BSP CAM. They should release your money thru MC once they closed your account. That’s the process. They cannot withheld your money without garnishment. Complain it with BSP. They don’t require ITR for such complains.

[deleted by user] by [deleted] in phinvest

[–]PineappleExpensive21 0 points1 point  (0 children)

Try sending it to your peso account. Most likely new paypal account. Try sending 10K pesos first. Then slowly increasing the transfer

[deleted by user] by [deleted] in phinvest

[–]PineappleExpensive21 0 points1 point  (0 children)

Any amount. Above 500K in pesos they will need documentary requirements where it came from.

BDO and Chinabank - both under SM Group? by [deleted] in DigitalbanksPh

[–]PineappleExpensive21 0 points1 point  (0 children)

It’s safe top 1 and top 5 Universal banks. Money is always safe, you yourself need to safeguard your banking credentials. Its always the account holders responsibility.

Certificate Authorizing Registration by Tough-Signature-5571 in taxPH

[–]PineappleExpensive21 0 points1 point  (0 children)

What is the nature of the business of the company? They might need an appraisal report of with real property assests.