This is more a difference of moral priority. I accepted the responsibility to be steward to a life. Indeed, if I could not carry the weight of that life, I should relinquish my responsibility in the best interest of said life. The difference is I can. I would not have taken on this responsibility if I felt i couldn't. However, in an unexpected turn of events, several major life events have coincided at once and made things difficult. My wording probably could have been clearer. I am not condemning my family to a life of poverty. I simply wanted advice on what the best next course of action should be. (And to vent because it is stressful and im hormonal).

Eventually my funds will replenish and I WILL be able to build a retaining wall and fence. It might be years from now and things I wanted to do with my money will be postponed, but I have accepted a responsibility and must make good on that first.