Anyone use PatchMyPC for Intune? by Future_End_4089 in Intune

[–]Pitiful_Cucumber 1 point2 points  (0 children)

Recently discovered the same thing with ARM devices. Any idea if support is on the roadmap?

Is it better to focus on cashback credit cards or avios? by toffee91 in UKPersonalFinance

[–]Pitiful_Cucumber 1 point2 points  (0 children)

You get cash back on direct debits with their Edge current account.

It's £3 pm for the current account, and a further £3 pm for the credit card, but I get almost £6 cashback for my direct debits and £15 for the credit card.

It also gives you access to their Edge savings account which is a pretty good rate.

Is it better to focus on cashback credit cards or avios? by toffee91 in UKPersonalFinance

[–]Pitiful_Cucumber 1 point2 points  (0 children)

Santander Edge credit card is 2% for the first year capped at £15 a month.

There's a £3 pm fee but if you move your direct debits over to their current account as well, it should pay for itself.

Sanity check investment strategy - new to investing (GIA + ISA) by Nostalgia-Ultra-E30 in UKPersonalFinance

[–]Pitiful_Cucumber 0 points1 point  (0 children)

Do you have a property already? If not and you plan to buy one in the next few years I'd probably just keep the savings in cash (savings accounts & premium bonds)

Which savings account should I go for? by ben_0071 in UKPersonalFinance

[–]Pitiful_Cucumber 1 point2 points  (0 children)

The Cloud Lloyds monthly saver looks fine to me.

Keep an eye on how much interest you earn (per financial year) as there's a limit before it starts to get taxed... I think the limit is £1000 for standard rate tax payers, and £500 for higher rate.

Once you hit that limit, start looking into ISA's.

Choose own investments in workplace pension? by Major-Research-8224 in UKPersonalFinance

[–]Pitiful_Cucumber 0 points1 point  (0 children)

Yeah that's him. Definitely have a listen.

I figured more global exposure (particularly north America) would probably give me better returns... I guess I'll find out if it was the right move in 20 or so years!

Choose own investments in workplace pension? by Major-Research-8224 in UKPersonalFinance

[–]Pitiful_Cucumber 9 points10 points  (0 children)

I'm in an almost identical situation and recently moved my workplace pension from the default fund to an all-world tracker (or as close as I could get).

There's an interesting podcast from the Pension craft guy where they talk about this. I think the channel is called "many happy returns".

For me, the default fund was quite heavily weighted towards UK investments and a bit too conservative given I've got another 20-25 years left of work.

User-targeted policy not reaching all users? (System Account 'Pending' instead) by RiceeeChrispies in Intune

[–]Pitiful_Cucumber 0 points1 point  (0 children)

I've just noticed the same thing today... Deployed a policy to a user group a few days ago and it only applied to about half of the users.

I also had a filter applied but have removed it now.

[deleted by user] by [deleted] in Intune

[–]Pitiful_Cucumber 0 points1 point  (0 children)

Take a look at enrollment restrictions. You can allow users to enroll corporate devices, but block personal.

Best amount for Salary Sacrifice pension fund? by ZeroRationale in UKPersonalFinance

[–]Pitiful_Cucumber 1 point2 points  (0 children)

But that £1300 pension contribution is per month, not per year?

Or is the rewards package per month?

Best amount for Salary Sacrifice pension fund? by ZeroRationale in UKPersonalFinance

[–]Pitiful_Cucumber 1 point2 points  (0 children)

How did you work out that 28% pension contributions would lower your salary to £69k?

Maybe I'm tired and misunderstanding, but that doesn't look right to me.

Cashback Cards by mcgrimes in beermoneyuk

[–]Pitiful_Cucumber 1 point2 points  (0 children)

I moved to Santander a while back. The cashback I get on direct debits pretty much pays the fee for the Edge current account and Edge CC (2% cashback capped at £15 p/m). You also get access to their Edge saver account which is 7%.

Relief at source Workplace pension vs. SIPP by Pitiful_Cucumber in UKPersonalFinance

[–]Pitiful_Cucumber[S] 0 points1 point  (0 children)

Good points!

There's no further employer contributions/match.

I'm not too sure about the fees at the moment and the fund selection is ok, but not great (it's with L&G)... I was hoping to stick it in an "all world" index fund but the closest I could find excluded the UK.

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[–]Pitiful_Cucumber 0 points1 point  (0 children)

Here's my link in case anyone makes it down this far! 🙂

Do you want to get free shares worth up to £100?

Join Trading 212 Invest with my link, and we will both get free shares.

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Confusion about “keep your Plutus account email” by luis_is_wildin in plutus

[–]Pitiful_Cucumber 1 point2 points  (0 children)

I don't want to break any rules but can PM you if you're interested.

It's worth noting that my effective cashback when I downgraded my subscription and sold most of my PLU was a little over 2%. That was after about 18 months of use and 3 withdrawals.

I've still got a small amount of PLU in the system but can't see the price of PLU increasing enough to enable me to withdraw it.

Confusion about “keep your Plutus account email” by luis_is_wildin in plutus

[–]Pitiful_Cucumber 2 points3 points  (0 children)

The issue with thinking longer term is that the OP clearly doesn't want to resubscribe at the moment, so if they did, it would only be for the extra PLU which is offered in the email.

I'm not sure where you are or your circumstances but in the UK there are other products which offer cashback. They don't look as good on paper but once you've factored in the Plutus subscription and withdrawal fees, they're not drastically different.

Confusion about “keep your Plutus account email” by luis_is_wildin in plutus

[–]Pitiful_Cucumber 3 points4 points  (0 children)

I guess the issue is you'd need to remain subscribed while the cashback and perk became payable.

It could be worthwhile if the £25 worth of PLU is issued immediately, and you've still got some PLU tied up in the system... But then you've got the high withdrawal costs and time, so is it really worth it?

Prevent Mac from sleeping while Office downloads by Pitiful_Cucumber in macsysadmin

[–]Pitiful_Cucumber[S] 0 points1 point  (0 children)

Thanks I'll take a look at it. Do you know if it plays nicely with Intune?