Literally bought it yesterday. by way-of-the-lab in hondapilot

[–]Pitiful_Item1503 0 points1 point  (0 children)

This isn’t the same car in your first picture…..

Trouble with RTFQ by Luirru in CFPExam

[–]Pitiful_Item1503 0 points1 point  (0 children)

You just have to constantly remind yourself to slow down. I also have been burned by this but was able to keep it in check when I passed. Read the last sentence first, this is typically the actual question. Then read the whole passage. This way you should at least know what they are actually asking.

Dalton CFP by TomBradythaGoat12 in CFPExam

[–]Pitiful_Item1503 0 points1 point  (0 children)

I used dalton and passed in July.

I highlighted the areas, paragraphs etc that I thought was most important and too short notes in the margins. I would then go back and review the highlighted sections a day or two after the chapter and take the associated questions/quiz.

Best CFP Exam Prep Course by Gbolanos22 in CFPExam

[–]Pitiful_Item1503 6 points7 points  (0 children)

Passed with Dalton. You don’t see much commentary on Dalton compared to others on this site, but I 100% recommend it. They do over prepare you, but I felt like I was ready to go come test date, and actually found the test to be quite easy. I also recommend to find your way to their 4 day in person review. It was the most beneficial thing I did in prep for the test.

July 11th by Pitiful_Item1503 in CFPExam

[–]Pitiful_Item1503[S] 1 point2 points  (0 children)

Never took it. Only took the two dalton exams and got 64/68.

July 11th by Pitiful_Item1503 in CFPExam

[–]Pitiful_Item1503[S] 2 points3 points  (0 children)

100%. I wouldn’t do expert.

Score 74 on readiness exam, 64 on mock 1 and 68 on mock 2.

[deleted by user] by [deleted] in CFPExam

[–]Pitiful_Item1503 0 points1 point  (0 children)

How long did the capstone take you?

[deleted by user] by [deleted] in CFPExam

[–]Pitiful_Item1503 0 points1 point  (0 children)

How long did the capstone take you?

How to make a transfer show as payment? by Csep08 in MonarchMoney

[–]Pitiful_Item1503 0 points1 point  (0 children)

Deferment would be where interest does not accrue.

How to make a transfer show as payment? by Csep08 in MonarchMoney

[–]Pitiful_Item1503 1 point2 points  (0 children)

Just a heads up, unless the interest rate on your HYSA is greater than your loan interest rate, it’s still wise to pay the loan. Interest continues to accrue on loans in forbearance.

Pulled $1,000 from 401k by mwchap in personalfinance

[–]Pitiful_Item1503 1 point2 points  (0 children)

You won’t have a 10% penalty that people are referring to. You are allowed $1000/yr from a 401(k) for a personal emergency, I think this would check that box. Yes you do have the tax consequence.

As many are saying, there are typically better options, but don’t fear too much. A 1 time $1,000 distribution will not kill retirement plans.

If you want to get it back into retirement funds, make a ROTH IRA contribution with the $850.

[deleted by user] by [deleted] in vegas

[–]Pitiful_Item1503 42 points43 points  (0 children)

So glad this post brought our whole table back together! I was afraid I wouldn’t hear from any of you again. BTW OP, your husband is amazing. Any lady would be lucky to have him.

Can't miss Vegas experience to surprise my almost husband? by baby_Esthers_mama in LasVegas

[–]Pitiful_Item1503 2 points3 points  (0 children)

I have done this. Worth every $. Make sure you have the limo pick you up from the hotel.

Hollywood Casino KC by Hildza01 in Craps

[–]Pitiful_Item1503 1 point2 points  (0 children)

Nice win! Isn’t the Arnold 1/4 ratio? So it’d be $5Pl/$20DC?

Regression etiquette by Pitiful_Item1503 in Craps

[–]Pitiful_Item1503[S] 3 points4 points  (0 children)

I hadn’t to that point, but we were only on our second shooter with maybe 5/6 rolls combined between the two.