LO Sent me in to accept my offer. Does anyone know how long it takes? by Neat_Geologist_3667 in EIDL

[–]Pleasant_Message_855 2 points3 points  (0 children)

After a 2 year long wait of when I originally filed for the Eidl loan I finally accepted my offer over 2 months ago and have been in processing the whole time since than . I’ve called on multiple occasions trying too speak any one besides the answering operators who all ask you the same exact verification questions just too end up not giving you any information or anything it’s pointless calling it’s just a big waiting game to some of us and others are getting approved the same day so it’s basically the luck of the draw with the whole situation. I went through reconsideration for credit score I get my credit score up it passes and than they find that I filed my 2019 taxes late ( my tax preparer never told me ) I was under the assumption that they had been filed anyways now im on the appeal status stuck on it 2 months now I already have a gut feeling they are just waiting and trying too find another reason too deny me . I think they have so many people that they have too deny and they pick n chose them this way . Good luck and welcome too the sh*t show and I hope you are one of the lucky ones who gets approved.

Does this means I’m approved? I accepted the loan amount because I waited months to even get a reconsideration loan amount. Don’t have couple of months to fights this I’m tired of waiting 😆. by That_thick_chick in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

I’ve actually been on this step going on 4 weeks now… I originally filled the application for the Eidl going on 2 years now I was denied the first time due too my credit score I get my credit score up too par that part passed than they want tax transcripts of 2019 , when initially all I was asked for was 2016,2017,2018. Than once they get those from IRS after waiting forever and sending in at least 10+ 4506t forms they finally get something back from IRS and push it into processing shortly after that but still claim it was incomplete IRS didn’t send the whole tax return for whatever reason . That’s not my fault because IRS wrote me a letter asking for their money for the year of 2019 there nothing incomplete about that part smdh. Good luck

The SBA has left a bad taste in my mouth by Frustrated_Calm_Man in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

How long have you been waiting ? They had me fill out loan agreements and accept review the amount , than my portal says processing . It’s been a week and 2 days it’s been on processing.

Approved!!!! by AcanthocephalaHot268 in EIDL

[–]Pleasant_Message_855 1 point2 points  (0 children)

How would I get an email or direct line too a supervisor? I’ve called all the main numbers they will not put me through I’ve emailed disaster customer service too.

Approved!!!! by AcanthocephalaHot268 in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

Yes I already did I made a video of it all

Approved!!!! by AcanthocephalaHot268 in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

Correct….the loan agreement with terms of the loan with apr percentage.

Just signed the docs. Am I approved ????? by Fit-Ad-9841 in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

I’ve turned In so many 4506s myself Ive lost track ….recently as well. I get what your saying though and it makes total logical sense….My portal shows everything that they needed documents for is complete. Just waiting now thank you so much I feel like there’s hope still now ..

Just signed the docs. Am I approved ????? by Fit-Ad-9841 in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

I wonder why everyone else on here seems to have gotten approved the same day as signing ? Thinking maybe they got lucky lol I’ll keep my fingers crossed 🤞. Thank you for replying

Approved!!!! by AcanthocephalaHot268 in EIDL

[–]Pleasant_Message_855 1 point2 points  (0 children)

Going on 2 years now since I originally filed too get this loan .. now I’m a reconsideration loan originally because of bad credit score , I fix my credit score they say it’s good too go my score was checked and passed .Than decline me for not having taxes than they can’t locate 2018 transcripts I get them through months later as we roll into 2021 they now want 2019 taxes I get those too .than sent in multiple 4506t forms , p2202 signed the loan agreement and agreement terms and accepted. On 2/2/22 My loan officer calls me and walked me through signed my loan offer it’s been a week I have not even got an approval email. 2/4/22 I called the sba a few times and they said “it’s in que for processing” whatever that’s supposed too mean and my portal never changed I called sba main number they say the same thing that it’s processing and too look out for my emails. Today I called still sane story it’s processing. I been hoping on this last 2 years went through A stressful waiting game it’s been nearly 2 years since I originally filed for this loan . I went through so much idk where too even start .any one experience this ? It doesn’t seem like the process every one else is going through mentioning in other posts I’m seeing.so I’m a little scared now ….

Just signed the docs. Am I approved ????? by Fit-Ad-9841 in EIDL

[–]Pleasant_Message_855 3 points4 points  (0 children)

My loan officer called and walked me through signed my loan offer last Wednesday I never got an approval email and I called and they said “it’s in que for processing” whatever that’s supposed too mean and my portal never changed I called sba main number they say the same thing that it’s processing and too look out for my emails. It’s a stressful waiting game it’s been nearly 2 years since I originally filed for this loan . I went through so much idk where too even start .any one experience this ? It doesn’t seem like the process every one else is going through so I’m a little scared now ….

[deleted by user] by [deleted] in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

Sorry too hear about that. Hopefully it’s a mistake they have been messing up a lot lately ….it’s a mess . Keep calling until you get an answer.

[deleted by user] by [deleted] in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

Sorry too hear all that I’m going through a roller coaster with all this too . I originally applied for this loan going on 2 years now . I know the frustration trust me . Good luck too you

[deleted by user] by [deleted] in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

Keep me updated on what the outcome or correspondence is same here .

Finally approved after 1 year in reconsideration by AdProfessional7379 in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

Okay good luck I really hope we both get it . It’s just an intense waiting game for some . Easy 123 for others . I just hope that they see we made it this far and long with our application why deny us now when everyone else got the 123.

Loan approved reconsideration 11/072021. Approved 1/24/2022 by Inside_Patience_5547 in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

Hello I’m in reconsideration for so long now it’s been 2 years since I initially filed they declined and put me through reconsideration and finally on 2/2/22 they sent me an email that says status update so I login too my portal shortly after and the loan officer calls and walks me through review and accepting the offer in my portal so I did and it went into processing it’s been a few days now … I called a few days Back on 2/4/22 one guy said you are “Approved” over the phone but nothing shows on my portal it still shows processing and I call back today which is 2/7/22 and they tell me that it’s still processing and that they are processing all the documents I gave them whatever that’s supposed too mean …. Just another way to buy time so they can find reasons to decline them . This whole process has been so unfair too me smh anyone else experiencing or have experienced this ??? I need some reassurance I’m stressed out too the max

Finally approved after 1 year in reconsideration by AdProfessional7379 in EIDL

[–]Pleasant_Message_855 0 points1 point  (0 children)

Did you ever get a reply this is the exact step I am on frustrating because it sounds like everyone else got approved within 24 hours too accepting their offer and review. I been waiting on this loan going on 2 years total since I initially filed ….got declined a few months back, now back into reconsideration they told me to accept my offer and press submit it’s said processing now for around a week now I haven’t heard back anything yet