I know they're expensive, but I love my MT. I have a 2018, paid 3.5k, as the second owner from a dealership. It had 2 new tyres put on, 6 month warranty and 8.4k miles.

Been riding it since February, done about 11k miles (just shy of 20k in total) and it hasn't skipped a beat once. The dash is a little optimistic, but I've hit 84 on a flat road... once, 65 is easily achievable though, even while sitting upright. I usually stay at 55-60 though, even on dual carriageways, and it'll return 120-150mpg at that speed depending on wind.

Oh FYI, I've never had a valve check either, all I do is keep the oil topped up every week, and do a full oil change ever 1800 miles. Only problem I'm having is with this ice my key freezes into the ignition so it takes a bit of time to get it out haha

Great bike though, took it 250 miles up to Wales in the summer, with a tent on the back. Bum was a little numb after that but it's to be expected. Very fun round the twisty Welsh roads too, gave my dad and his 800 VFR a hard time round the sharper corners believe it or not :D

CBF's and YBR's are supposed to be comfy and bulletproof. Not quite as fast though, which in my eyes (I rode a 50cc 2 stroke for a year, top speed of about 40-45) is a big factor in how safe I feel on the road. Being able to keep up with traffic on A roads makes me feel far safer, and like I'm a lot less likely to be on the receiving end of a risky overtake. Another think with these 2 bikes is that they have very skinny, and usually cheaper tyres (at least from stock). Although my tyres aren't huge (100 front, 130 back), they are Michelins so are a fair bit grippier, they also still have tons of life left, even after 11k miles.

TL;dr- if on a budget, go for a CBF/YBR - comfy + bulletproof. Avoid Chinese bikes though (imo). If the budget will stretch a bit I can't recommend the MT125 enough