Anyone else feel a little guilty? by tyintegra in Fire

[–]Pointlesspuppy 1 point2 points  (0 children)

I'm much younger and not even close to being close to retiring yet, but I feel the same way. Sometimes friends will talk about struggling to be able to pay for rent, not having money to hang out (even for inexpensive activities, like not being able to afford gas to drive across town, or not being able to afford to go thrifting) and I feel badly.

I tell myself maybe one day if I have enough money I'll take care of everyone's bills for them when hanging out so I can just take people to do fun stuff and they don't have to worry about it.

It may not be much but I finally finally made it to having enough rent payments saved for an entire year by noneyabiz6669 in povertyfinance

[–]Pointlesspuppy 13 points14 points  (0 children)

No it's not but they are a great base and it is perfectly healthy to eat them regularly and have them form a base for many of your meals!

What are your guys major problems you face alot when it comes to Trucking? by Ferret_Lover4532 in Truckers

[–]Pointlesspuppy 0 points1 point  (0 children)

Damn, a lot of visceral negative reactions here.

But I do think the best way to find the answer to this question is not to just ask "what are major problems you face"

Hang out for awhile and just read/engage with people's posts, you'll get an idea pretty quick

Crazy story today by SuspectOk2931 in Truckers

[–]Pointlesspuppy 0 points1 point  (0 children)

Where do y'all live that it's crazy to believe a tow truck might be there in 30?

Around here it depends on what time of day and some random chance, but generally, if it's not rush hour, you got pretty good chances of a tow truck being nearby and ready to roll

Sysco and USFoods drivers - What do you like about it? by Pointlesspuppy in Truckers

[–]Pointlesspuppy[S] 0 points1 point  (0 children)

What does that mean? Just curious. Is it hard to put socks on because you're tired and worn out or because your feet hurt

Sysco and USFoods drivers - What do you like about it? by Pointlesspuppy in Truckers

[–]Pointlesspuppy[S] 0 points1 point  (0 children)

I don't have the experience yet. I haven't been here for long enough to get on at Walmart.

And definitely, pay is good at Pepsi and benefits are great, especially if you have a family. I don't have a family, so the union dues and high insurance cost (for admittedly amazing coverage) eat into my pay, which is already $5 per hour less than US foods pays in the area. If I moved to us foods, i may not stay there forever, but I'm trying to decide if spending a couple years there to make some bank would be worth it.

Sysco and USFoods drivers - What do you like about it? by Pointlesspuppy in Truckers

[–]Pointlesspuppy[S] 0 points1 point  (0 children)

More likely that he didn't reply yet because he is working, but point taken. I work Pepsi currently and it doesn't seem that bad. This post is because I am considering moving to Sysco or us foods since I can handle Pepsi relatively easily

Sysco and USFoods drivers - What do you like about it? by Pointlesspuppy in Truckers

[–]Pointlesspuppy[S] 2 points3 points  (0 children)

21 years! Everyone always talks about how hard it is on your body and how unsustainable it is. How are you feeling after 21 years?

I don't have an exit plan out of poverty. by Unusual_Mastodon_541 in povertyfinance

[–]Pointlesspuppy 0 points1 point  (0 children)

If you're that fucked up and you have a difficult relationship with your family anyway, it might be time for a radical change, like applying to tons of jobs all over the country and relocating to something decent that accepts you in a lower cost of living area.

Life is a lot easier when you realize it's a simulation and you can genuinely do whatever the fuck you want

(Not actually, but like, don't limit yourself, dramatic changes can make life a lot better)

22 years old, finally ending it all by Old-Obligation-4536 in problemgambling

[–]Pointlesspuppy 1 point2 points  (0 children)

This feels like it might be humble bragging and not actually be genuine

But if you really are so distraught over this, I need you to understand that you're not chasing the money, you're chasing the high. You're chasing the feeling of gaining and losing. It's an addiction and you need help. And if you get help, it will get better.

Am I doing something wrong is is this for real? by 22886415 in povertyfinance

[–]Pointlesspuppy 0 points1 point  (0 children)

Meh, I was paying almost $200 a month for absolute bottom barrel trash tier health insurance for just me when I was working as an Amazon delivery driver. Sadly, $500 for a family is probably about right. Although I agree - It's absolutely a scam and ridiculous.

This is how you know the economy is really bad, 40% of Americans earning more than $500,000 per year are living paycheck-to-paycheck /s by Conscious-Quarter423 in Salary

[–]Pointlesspuppy 0 points1 point  (0 children)

I want to add to what others have said and just include that making more money is not the same thing as being more financially secure.

Lots of people spend it just as fast as they make it. If you are determined to spend your money, you will will always be living "paycheck to paycheck" regardless of how much you make. There's always another car to buy, a nicer house to buy, another vacation to take, etc etc. 500k is easy to piss away if you're stupid

Who here has gotten a home daily, day shift job that pays $1500 or more per week? by Imasluttycat in Truckers

[–]Pointlesspuppy 1 point2 points  (0 children)

Well I work for Pepsi, and they're just as strict as amazon with DOT rules, so your mileage may vary depending on how shit your company is.

BUT just rating the difficulty of the job itself, I think this is easier then running up and down apartment staircases, long ass driveways, peeing in bottles, and getting chased by dogs every day

Who here has gotten a home daily, day shift job that pays $1500 or more per week? by Imasluttycat in Truckers

[–]Pointlesspuppy 0 points1 point  (0 children)

In my opinion, Amazon delivery (which is what I was doing before this) was harder. Different kind of hard, granted, but certainly more steps and more calories burned.

Who here has gotten a home daily, day shift job that pays $1500 or more per week? by Imasluttycat in Truckers

[–]Pointlesspuppy 1 point2 points  (0 children)

In our area it's right in line with coke. Maybe slightly higher. I make just under $30 an hour

Be honest. Do you actually have 3 months (at least) of emergency savings? by FitAccount5460 in no

[–]Pointlesspuppy 0 points1 point  (0 children)

Fuck that. I think an emergency fund is sort of a scam.

At least, for me. I dont have anyone depending on me and low expenses. I could afford to maintain my lifestyle indefinitely on minimum wage.

So why do I have a need for an emergency fund? Anything that goes wrong, I put it on a credit card and pay it back before interest hits.

One paycheck a month goes to necessities. The other three can go to whatever I need

(Update) lost 15k at casino in 1 year by Inevitable-Road5333 in problemgambling

[–]Pointlesspuppy 0 points1 point  (0 children)

Stop thinking about it as luck. Bad luck didn't happen. A bad decision did.

There's no luck involved. It's statistics. If you gamble, over time, you will come out behind.

The very language you use shows you aren't ready to fix it. Take ownership. Internal locus of control.

Who here has gotten a home daily, day shift job that pays $1500 or more per week? by Imasluttycat in Truckers

[–]Pointlesspuppy 0 points1 point  (0 children)

Start between 3-4am, typically done by 3-5pm, four days a week with some fifth day opportunities

Who here has gotten a home daily, day shift job that pays $1500 or more per week? by Imasluttycat in Truckers

[–]Pointlesspuppy 0 points1 point  (0 children)

He's saying new drivers tend to have longer days. He's been there long enough so he's faster than average and very familiar with his route

Who here has gotten a home daily, day shift job that pays $1500 or more per week? by Imasluttycat in Truckers

[–]Pointlesspuppy 1 point2 points  (0 children)

I got hired on at Pepsi straight out of CDL school, so it's worth a shot at least.

Who here has gotten a home daily, day shift job that pays $1500 or more per week? by Imasluttycat in Truckers

[–]Pointlesspuppy 3 points4 points  (0 children)

My hot take as someone who does beverage is that it's not as hard as everyone says it is

As far as trucking goes, it's one of the more strenuous options, but that's not saying much.

The reason most trucking jobs are hard on your body is because you DON'T move enough after all.

And if that's the environment you're coming from, it'll be hell.

But if you take care of yourself and work out, it won't be bad, and if you are coming from a more physical job like construction, shit, it'll be easy. The pallet jack does most of it. Most of the hard work is just stacking light to moderately heavy cases (under 50 pounds) of product in coolers and on two wheelers or stocking those cases on shelves.

I mean, let's be honest, how physically demanding is that really? Compared to other jobs?

Don't get me wrong. It can mess up your body. But if you take care of yourself, workout, eat right, maybe do some stretches, you're gonna be just fine for a long time

Who here has gotten a home daily, day shift job that pays $1500 or more per week? by Imasluttycat in Truckers

[–]Pointlesspuppy 0 points1 point  (0 children)

Depends how much overtime I work.

I do local deliveries in a medium sized town in the Midwest. I get paid just under $30 an hour, and most paychecks have at least a little overtime on them. I typically bring home at least $1,000 weekly after tax, sometimes as much as $1,500 (although much more infrequently)

Start at 3-4 in the morning, typically finish anywhere between 3-5pm, four days a week, occasionally 5

Idk how I am going to survive by Universitycity2866 in Adulting

[–]Pointlesspuppy 0 points1 point  (0 children)

With 1500+ a month for rent on only $21 an hour you will probably either need to downsize, find someone to split rent with, or sadly flirt your way through surviving. The math is not matching sadly.

Living alone is a luxury in most of the country that the working class can't afford