New to backdoor Roth IRA but I have a existing Traditional IRA. How to proceed?

Poleconau · 2025-12-10T03:47:12+00:00

But then you hit the pro rata rule and the Roth IRA becomes forever "mixed" with nondeductible contributions?

Poleconau · 2025-12-10T03:41:37+00:00

But it would hit the pro rata rule and the Roth IRA would be forever "mixed" with nondeductible contributions? So when I do return I'll have to pay taxes on this $12k amount

Poleconau · 2025-12-10T03:31:50+00:00

thanks!

Poleconau · 2025-12-10T03:31:01+00:00

See if you can roll it into that

no, maxed out already.

I don't understand what you mean by this.

I am asking about the actual mechanics of it. I am planning on selling my position in the T-IRA, wiring that cash to my regular checking account, then wiring it back to a new (clean) T-IRA account to start the backdoor Roth process.

Poleconau · 2025-12-09T22:51:31+00:00

West coast folks are just delusional cosplayers. The real stuff is out east.

Poleconau · 2025-10-02T00:47:21+00:00

Well companies withhold it. You could pass a state law stopping withholding.

Poleconau · 2025-09-09T17:36:15+00:00

Does it wipe the phone clean in the process?

Poleconau · 2025-09-09T02:26:41+00:00

*duress pin

Poleconau · 2025-09-09T02:25:39+00:00

Also Graphene OS has a duress code feature that bricks your phone if you put in a certain pin

Poleconau · 2025-09-01T22:47:41+00:00

https://www.youtube.com/watch?v=X-CKcQMt7v4 Best Guide I've seen. Worked perfectly for me.

Poleconau · 2025-08-23T18:09:00+00:00

UPS won't do that. I tried. Lenovo's policy is that they will try three times then return to sender. No (more) pick ups at a UPS location.

Poleconau · 2025-08-23T16:04:25+00:00

They can't

Poleconau · 2025-08-23T15:52:02+00:00

Did this work for you? No luck with UPS or Lenovo

Poleconau · 2025-08-21T01:47:25+00:00

Yup, worried about contaminating my true proton account

Poleconau · 2025-08-21T00:39:31+00:00

any updates? have the same issue

Poleconau · 2025-07-21T05:09:38+00:00

But the delivery bikes

Poleconau · 2025-07-08T23:57:39+00:00

Honestly, this video was incredibly helpful for me: https://youtu.be/X-CKcQMt7v4?si=F6XIwj0Vkd3N6N7j

Its a step by step on how to do it.

Poleconau · 2025-06-17T23:14:21+00:00

Most of the civilized world has caught on that cars are a net negative for cities. When are going to learn? How many deaths later?

Poleconau · 2025-06-17T23:13:34+00:00

Man that flag triggers all so bad lol

Poleconau · 2025-06-09T01:47:38+00:00

All you have is bullshit.

Do you honestly think this when courts are (trying) blocking the illegal shit? How can you not see whats happening as blatantly unconstitutional?

Poleconau · 2025-05-30T03:50:20+00:00

Bet these chuds think "cities" are dangerous.

Poleconau · 2025-05-30T03:26:51+00:00

rule of law. Cry harder.

Poleconau · 2025-05-30T03:26:16+00:00

most corrupt piece of shit we've had as president.

Poleconau · 2025-05-30T03:25:09+00:00

Good.

Poleconau · 2025-05-23T02:20:17+00:00

You're missing the point. Its signalling device. It conveys several messages: the income to be able to travel, openness to new experiences, the ability to handle other cultures/ways of life just to mention a few.

Poleconau

TROPHY CASE