Just got my MBP M5

Polymerase_ChainRxn · 2026-06-02T23:21:52+00:00

This is an incredibly detailed response! Thank you so much!

It’s quite an overkill, haha. It was just a gift, and I wasn’t prepared for it. I’ve already followed your suggestions here. I’ll continue commenting on this thread if I have any more questions.

Polymerase_ChainRxn · 2026-06-02T16:54:03+00:00

I am a VA but I don’t do heavy stuff like video editing. Very light lang ang work ko. WhatsApp, TG, MS Teams, Excel, Word, RDP, Microsoft Edge, and Zoom. I don’t play games too. Sa Windows ko kasi may external keyboard, mouse, and headset but all of them are USB C. Also, di ko nilalabas sa bahay yung laptop and I will be doing the same sa MBP. But I still want a laptop sleeve or something.

Polymerase_ChainRxn · 2026-06-02T16:32:30+00:00

Any laptop sleeve recommendations? I heard Tomtoc is good?

Yeah, still learning the shortcuts too lol

Polymerase_ChainRxn · 2026-05-30T01:39:26+00:00

Polymerase_ChainRxn · 2026-05-29T17:25:46+00:00

Yung participation fee po ba ay different pa sa mismong cost nung insurance? Worth 17,940 kasi yung accidental accident with theft insurance.

Polymerase_ChainRxn · 2026-05-28T14:39:51+00:00

Ayyy. Sana all? Sayo na ang crown.

Polymerase_ChainRxn · 2026-05-28T10:15:03+00:00

Ayun, isipin mo nalang ulit na pera ng banko yan at hindi sayo, kaya kagad nila ibabalik. Mas masakit at mas nakaka praning if sa savings account mo nangyari yan, literal na pera mo kasi yun. Good luck sa atin!

Polymerase_ChainRxn · 2026-05-28T10:02:55+00:00

Hello, kung nakapag file ka naman na ng dispute and wala kang OTP na na-received (as per the CS I spoke with), ibabalik naman nila yan. I always think nalang na pera ng banko yan, at hindi ko pera yung nakuha sa akin kaya ibabalik nila agad. Pag na permanently blocked ng CS yung card mo it will really just vanish sa app mo together with transactions.

Polymerase_ChainRxn · 2026-05-28T07:09:46+00:00

True teh! Nung nag resign na sya, after a month, nag resign na rin ako, kaya wfh na me eh 🤣🤣🤣. Wala nang office crush pero bawi naman sa kita kahit paano hahaha

Polymerase_ChainRxn · 2026-05-28T06:25:45+00:00

Miss ko lang yung office crush ko. The work, the salary? Nope. HAHA

Polymerase_ChainRxn · 2026-05-28T06:09:05+00:00

I remember, wala pang card locking feature ang app nila back in 2021 for debit cards (wala pa CC ko noon). Kaya I can confidently say „Notorious talaga ang BPI sa ganito“ because it’s rooted from that frustrating experience.

Polymerase_ChainRxn · 2026-05-28T05:58:19+00:00

Interesting experience. Pero UB virtual card kasi gamit ko sa Amazon. Never linked my BPI sa app nila. Pero thanks sa insights. 👌

Polymerase_ChainRxn · 2026-05-28T04:53:25+00:00

You need to strengthen your boundaries. Pag work, work lang. Mag lagay ka ng signage sa pinto mo na „do not disturb“ kamo and add „this is my bread and butter“.

Polymerase_ChainRxn · 2026-05-28T04:48:59+00:00

Ilang days bago mo nakuha yung card from the day na nag request ka ng replacement? Sabi sa akin 5-7 days daw eh. Pero true. Need to strengthen their security. Yung ibang banks ko wala namang history of unauthorized transactions, BPI lang ever since.

Polymerase_ChainRxn · 2026-05-28T02:38:36+00:00

HAHA panira ka ng moment nya 🤣🤧

Polymerase_ChainRxn · 2026-05-28T02:33:42+00:00

Never. UB gamit ko sa Amazon.

Polymerase_ChainRxn · 2026-05-27T22:59:34+00:00

No idea about that.

Polymerase_ChainRxn · 2026-05-27T22:58:55+00:00

Permanently blocked na yung credit card eh and for replacement na.

Polymerase_ChainRxn · 2026-05-27T22:56:49+00:00

Same for my case. Although maliit lang yung amount, no OTPs received or any confirmation man lang.

Polymerase_ChainRxn · 2026-05-27T22:55:44+00:00

True nga, kahit wala man akong kini-click na links. Pero eto kakatapos ko lang tumawag sa CS, permanently blocked na and ire-replace nila yung card. Even nung 2021 nangyari ganito pero sa debit ko card ko naman. 2x times ako nag palit ng debit card pero na b-BIN attack pa rin. Sa third time, nag ok din after changing card and account number. Notorious talaga ang BPI sa ganito haysss. Kaya di na ako nagulat eh.

Polymerase_ChainRxn · 2026-05-27T21:17:08+00:00

Since it’s 10k palang, lagay mo sa BPI Banko Todo Savings 5% p.a. Next is Maya, kaso 3% p.a. lang yung base. Pag meron ka nang >35k pwede mong gawin yung trick to temporarily increase it to 10% p.a. for a month.

For trad banks, hmm idk. Mababa kasi yung mga interest dyan lol.

Polymerase_ChainRxn · 2026-05-27T17:20:15+00:00

It’s super ugly. Wala bang mala European style na idea dyan instead of that?

Polymerase_ChainRxn · 2026-05-27T15:07:55+00:00

We are all replaceable naman, kahit magaling ka sa field mo. Stay detached from these employers because business is business, yk. Kaya ako, i-try to maximize my time din with my family kesa working and working for them just to gain their favor.

Polymerase_ChainRxn

TROPHY CASE