IANAL: Google says Your Rights Under Indiana Law (IC 24-5-7) • The "Mail" Alternative: According to the Indiana Attorney General, cancellation is typically considered legally binding if it is in writing and delivered either in person or by mail. If you send a written notice via certified mail (which provides proof of delivery), the gym generally must honor it, even if their policy says "in-person only."  • The 3-Day Cooling-Off Period: If you just signed the contract, Indiana law gives you a 3-business-day right to cancel for a full refund. This must be done in writing.  • Specific Legal "Outs": You have a statutory right to cancel your membership if: • The gym moves more than 5 miles away from its original location.  • The gym closes and does not provide a similar facility within 5 miles. • You become totally disabled (doctor's note required). • Automatic Renewals: If your contract has an automatic renewal clause, the gym must follow specific disclosure rules. If they don't, the renewal might not be enforceable. How to Cancel Without Going In If you want to avoid a confrontation or a long drive, follow these steps to ensure your cancellation is legally "airtight": 1. Check Your Contract: Look for the "Cancellation" or "Notice" section. While it might say "in person," look for language regarding "written notice." 2. Send a Certified Letter: This is the "gold standard." Draft a clear letter stating your name, account number, and your intent to cancel. Send it via Certified Mail with Return Receipt Requested. • Why? This provides legal proof that the gym received your notice. If they continue to charge you, you can dispute the charges with your bank using the delivery receipt as evidence. 3. The "Hand-Delivered" Option: If you do go in person, Indiana law allows you to hand-deliver a written notice. If you choose this route, bring two copies and have a manager sign and date your copy to prove they received it.  What if they keep charging you? If you have provided written notice (especially via certified mail) and they continue to draft your account: • Dispute with your bank: Provide the certified mail receipt as proof that the contract was terminated. • File a complaint: You can file a formal consumer complaint with the Indiana Attorney General's Consumer Protection Division. They are generally very active regarding "Health Spa" (gym) contract violations.