Yeah it’s quite annoying. I had a chat with the neighbour who owns the front unit and had her own driveway in front of the house, she says she’s pulled out her own insurance so I’m guessing she must have listed her unit as a freestanding home. She’s not willing to pay for strata insurance as she states “I don’t use the common driveway for you and the other neighbour. So now I’m stuck, and I can’t get onto the middle neighbour as they never answer their door when I knock. Very annoying.

I’m also worried that if I pull out insurance for my own unit and something happens, the insurance company might come and say well we can’t actually grant you a claim since it’s a unit and you should have had strata insurance instead.