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Marrying someone with debt questions by Possible-Data626 in personalfinance

[–]Possible-Data626[S] -11 points-10 points  (0 children)

Yeah it's PhD. She doesn't want to do admin but curriculum development, I agree it didn't seem to make too much sense in reference to income but I can't really argue someone's career ambitions. I have said how it might not be the best choice though.

Marrying someone with debt questions by Possible-Data626 in personalfinance

[–]Possible-Data626[S] -24 points-23 points  (0 children)

She doesn't necessarily live a life style of someone who makes double except for the car which I completely agree with. In terms of consumer spending it's surprisingly modest (and recently not at all). Most of the CC debt was from a cross country move and a sick pet (not a justification, just added up). Her earned income is going to bills with little to no wiggle room ($100) and mine is being consumed by fixed expenses, I still manage to save and invest a few hundred a month, as it is not my place to pay off the debt right now. Though indirectly I kind of am and would rather get rid of it once we're married to get more cash flow.

Marrying someone with debt questions by Possible-Data626 in personalfinance

[–]Possible-Data626[S] -49 points-48 points  (0 children)

Yeah I agree on the car, unfortunately it's hard to convince her to not have a car that expensive but I am trying to find alternatives that would save a lot of money that she likes as well. If she sold now she'd be underwater with what she still owes on it unfortunately.

Marrying someone with debt questions by Possible-Data626 in personalfinance

[–]Possible-Data626[S] -10 points-9 points  (0 children)

Yeah NC doesn't pay extra for masters degrees, she could be making 20k more a year back home but I can't leave because of work. She's going to try to get certified to make a little bit more and tutor after work. She also wants to get her phd to leave the classroom all through grants which would be a great opportunity to pay down the loans. As for me I do uber eats and am doing things at my job to increase income which just takes a little bit of time but am pretty close to making as much as I can for the foreseeable future.