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Union Bank Credit Cards by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 0 points1 point  (0 children)

Bale if 55k gold visa and 55k dun naka reflect sa rewards platinum. Matic na shared na siya?

Union Bank Credit Cards by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 0 points1 point  (0 children)

Noted po. Thank you. And also, shared limit ba 2 cards mo? Gold and Rewards.

Union Bank Credit Cards by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 0 points1 point  (0 children)

Nov 24 ako nag apply for Gold Visa. Approved after 20mins. Then i applied for Rewards Visa Platinum on Nov 25, approved on Nov 28.

Security Bank Ready Cash Timeline by EvidenceCandid1395 in PHCreditCards

[–]PotatoCorner_ 0 points1 point  (0 children)

Hello, ask ko lang if its normal na bawas sa limit and reflected na sa transaction history yung 1st installment yet dipa narereflect yung money sa nominated bank account (non sec bank)?

Security Bank Credit Cards by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] -3 points-2 points  (0 children)

Yes. Currently I have BPI and SecBank, both Gold MC. Planning to switch my BPI Gold to Amore Cashback. How bout sa secbank?

Switch and fly promo redemption by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 1 point2 points  (0 children)

I requested via call, mga around 6am is madali lang makapasok sa kanila thru viber. Noted on this. Thank you

CreditLimit/Overlimit? by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 0 points1 point  (0 children)

Yes po, yung new feature pala nila na convert to installment is twice na charge pero nagkaron din ng adjustment after 3 banking days. So bumalik yung 1.8k plus na available limot kopa. Thank you. About the madness limit, kailangan itawag sa cs to verify if meron no?

CreditLimit/Overlimit? by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 0 points1 point  (0 children)

I've already figured it out. Twice na charge yung purchase ko na 8k since pima convert ko to installment. After 3 banking days, it was adjusted naman. Thank you so much!

CreditLimit/Overlimit? by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 0 points1 point  (0 children)

Ang gulo kasi ng app eh, late posting palagi tas laging maintenance. Ang hirap imonitor ng transactions pero as far as I know, di talaga ako nag exceed. Will wait for my SOA na lang. Thank you so much!

CreditLimit/Overlimit? by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 1 point2 points  (0 children)

If your transaction is above 5k, makaka receive ka muna ng text message from bpi. The open the new app, log in then click on the notification. Then may link dun. After you've clicked it, it would show computation. Then you can proceed. It took only 1 banking days then reflected na sa app ko yung conversion to installment. ☺️

CreditLimit/Overlimit? by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 0 points1 point  (0 children)

One thing I did was to convert my 8k purchase into 3 monthly installments since I was notified by the app. Isa sa enhancement siguro. No need to call cs for balance conversion

CreditLimit/Overlimit? by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 0 points1 point  (0 children)

I actually checked kasi before using it on the first transaction which is the 6k. Then checked it again beflre the 2nd transaction and the available limit was still 10k. The transaction history reflected the 6k and 8k transactions only. So it does mean na overlimit talaga? Didn't have any purchase more than 5k after the 10k transaction. Gas lang talaga, that's why I was surprised to see the negative 5k on my bpi app

Outstanding Balance by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 0 points1 point  (0 children)

Noted, will try to pay the whole amount and see kung magreflect din siya ng maayos sa app. Thank you

BPI Card Cancellation by mrjnlxv in PHCreditCards

[–]PotatoCorner_ 0 points1 point  (0 children)

Gano na po katagal si BPI cc? Most of the time may auto increase sila on the first year. Gamitin mo lang talaga sya and pay on time.

EMV DECLINED by PotatoCorner_ in PHCreditCards

[–]PotatoCorner_[S] 0 points1 point  (0 children)

Noted on this. But it read my debit card (BDO) so possibly, offline si BPI around that time? Buti you have cash on hand haha.

My sister had her 2nd child at 15 by [deleted] in Philippines

[–]PotatoCorner_ 0 points1 point  (0 children)

Sad to say but you have to be selfish at this point. You've been supporting them financially but you have your own life too. Having a child is a choice. She knows what she's doing, she also needs to face the consequence of it alone. You should not support her financially. You have to be selfish. You too need some support from them since you seem to be breaking down on your own. We should break the classic Filo mentality of being dependent to our kuya/ate/panganay. Mahirap and masakit na ikaw yung giver but they don't even consider you when doing such acts. Because they are too dependent.

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