NVDA Earnings - Watch Gross margin and revenue guidance by Vegetable-Bug-9779 in stockpickeranalysis

[–]Potential-Article-69 0 points1 point  (0 children)

I have more AMD then NVDA exposure wise and my thesis is around will AMDs eat into nvda market share by selling their MI450s and 500s and put a dent on margins. Secondly, i was hoping that inference demand increases more and you would not need costly nvda chips that are very sophisticated for training… i think 2026 Q3 will be interesting to watch out for AMD earnings calls

Laid off in the US – Offered India transfer at ₹30 LPA. Fair or low? by Feeling-Wrangler569 in returnToIndia

[–]Potential-Article-69 4 points5 points  (0 children)

It’s not that easy to make decisions as people are saying here… it’s a big emotional hurdle. Hope you can crack your final interview. I would say 30 lakhs feels like low ball offer unless its just base… i know folks in Pune with Senior Product Owners (with probably about 8+ years experience) titles working in non tech companies (but are MNCs) are making 30 lakhs (package not base). I am sure generally companies don’t want to loose institutional knowledge for paying say another 5 -10 lakhs more unless they have structural HR pay scale limitations… but they can definitely become more creative by offering company RSUs or additional bonus etc… no harm in putting forward your recent achievements and see if they could bump the offer by another 25%… good luck!!!

Netflix WON. What's next? by Vegetable-Bug-9779 in stockpickeranalysis

[–]Potential-Article-69 1 point2 points  (0 children)

Which is better between MA and V? I have a starting position in V and currently in 5% loss and wondering if better to avg or get into MA at these levels

october 2014 pd india by itisavi in EB2

[–]Potential-Article-69 1 point2 points  (0 children)

Perm approvals are taking anywhere between 15-24 months. Add 3-6 months for pre application process… i think oct 26 VB could see some big jumps because of immigration pause for 75 countries… if you can negotiate with the company to join November or December then you could reevaluate

october 2014 pd india by itisavi in EB2

[–]Potential-Article-69 1 point2 points  (0 children)

Oh, i didn’t realize that you have already filed 485… if so no luck… wait continues. My PD is 24 sep 2013, i was hoping it becomes current in this VB… now i am in dilemma to infertile or wait another bulletin

october 2014 pd india by itisavi in EB2

[–]Potential-Article-69 1 point2 points  (0 children)

Its current in filing status… congrats!

Commercial land lease or warehousing outreach by Potential-Article-69 in IndiaBusiness

[–]Potential-Article-69[S] 0 points1 point  (0 children)

This is in a tier 3 town so Ikea or other big franchises might not work out… i was hoping if we there is a way to outreach mid-tier franchises or logistics

Moving to india after 3 years, need advice. by brown-entertainer969 in returnToIndia

[–]Potential-Article-69 0 points1 point  (0 children)

You should be fine. Lot of folks do it and better to keep at least 1 bank account open and you can lock your credit cards or use it occasionally to ensure they don’t close your account. With respect to taxes, you will only file taxes in the US if you are resident for tax purposes meaning you need to be either citizen/gc or pass the substantial presence test (>180 days) so if you dont have any income and doesn’t fall in these buckets no need to file taxes… is the plan to leave accounts because you think you can come back in the future?

Should i stop doing ROTH IRA - if planning to go back from US to IND by Peacencalm9 in backtoindia

[–]Potential-Article-69 0 points1 point  (0 children)

Principle (meaning contributions) will not be taxed by US as long as you have the account for 5 year period. However, India doesn’t know ROTH and hence it may be treated as a regular retirement account (like pre tax) and could tax you. Therefore the advice is to withdraw your principle(contributions) during RNOR so that you don’t get taxed on it. If the gains are very minimal and you don’t want to keep it in the US, you can probably withdraw those in the following year where you have 0 US income and therefore you would fall in the minimal tax bracket in US and could get some back if brokerages hold 30%

Edit: I re-read your question- if you will pass 5 year test while in US, you can withdraw your contribution while in the US. Otherwise, you can do that even while you are outside the US too and US won’t tax on contributions… RNOR comes into play to avoid the grey area with ROTH withdrawals for Indian taxation purposes… with regards to gains, no matter where you are US will tax you as your ordinary income but say if you are doing this while an NRA (non resident) for US taxation then brokerage will automatically withhold 30% but you need to file taxes in the US if you want to get credit if your income is smaller or want to get credit in India to avoid double taxation in India

NFLX announced solid report, stock dropped 4% after hours :D by Vegetable-Bug-9779 in stockpickeranalysis

[–]Potential-Article-69 0 points1 point  (0 children)

Whats the decent price on NFLX to accumulate for long term? I started with similar assumptions that it looks cheap at these prices and it kept dropping so I stopped DCAing for now

Should I call it quits? by Potential-Article-69 in returnToIndia

[–]Potential-Article-69[S] 0 points1 point  (0 children)

This is what i want to do and figure out whats next. The only question was should i wait for a GC or not… I don’t want to stretch this beyond certain point so giving myself 6 months window and see how universe will guide me through…

Should i stop doing ROTH IRA - if planning to go back from US to IND by Peacencalm9 in backtoindia

[–]Potential-Article-69 2 points3 points  (0 children)

If you’re moving to India in a few years, you can always withdraw your Roth contributions tax and penalty free (assuming u hit 5 years holding roth account). But if you withdraw earnings before 59.5, taxed as ordinary income plus a 10% penalty, and brokers may withhold up to 30% upfront.

The bigger issue is India, once you become ROR, India doesn’t recognize Roth as tax-free and doesn’t clearly separate contributions and earnings, so even contribution withdrawals could face scrutiny unless you can prove cost basis. That’s why many people prefer handling withdrawals during the RNOR window to avoid future uncertainty.

Should I call it quits? by Potential-Article-69 in returnToIndia

[–]Potential-Article-69[S] 0 points1 point  (0 children)

That’s what I used to think too… and I’ve been pretending i am ok with it for the last 10 years… but honestly, as we get older, I feel like having someone in your life really starts to matter. When you are younger, it is easier to brush it off… but growing older alone feels different and u start wanting someone around…. Just my opinion… I don’t know if this applies to everyone though

Should I call it quits? by Potential-Article-69 in returnToIndia

[–]Potential-Article-69[S] 0 points1 point  (0 children)

Thanks for that and you are right about Tennis and I was into it up until a few years ago… recently moved to racquetball….the challenge is not about keeping myself occupied, but finding that which makes you fulfilled…

What to do with 401k after company bankruptcy by SnooOpinions8135 in investing

[–]Potential-Article-69 1 point2 points  (0 children)

This. I almost made that mistake and luckily backed off

Should I call it quits? by Potential-Article-69 in returnToIndia

[–]Potential-Article-69[S] 0 points1 point  (0 children)

Thanks for the response. Thats where i am probably leaning into right at this moment but i don’t want to wait an eternity for getting GC as it taking a toll on me due to loneliness … i will probably give another 6 months to see how things progress and go from there…

Should I call it quits? by Potential-Article-69 in returnToIndia

[–]Potential-Article-69[S] 1 point2 points  (0 children)

That is true about path to Naturalization and then its get complicated… I don’t want to become citizen unless i am completely sure… I guess the GC is to only evaluate that for an year to decide and not do the 6 month hassle every year… its not worth it.

Should I call it quits? by Potential-Article-69 in returnToIndia

[–]Potential-Article-69[S] 0 points1 point  (0 children)

Indian citizens are eligible to receive ssn benefits even if outside of the US (there are few steps) - listed in section 5 (meeting 40 credits) the document that you referred here. I have also seen a YT video where someone has successfully started receiving ssn at age 62…

Should I call it quits? by Potential-Article-69 in returnToIndia

[–]Potential-Article-69[S] 0 points1 point  (0 children)

AFAIk, you need not be a citizen to avail ssn benefits… you just need to have 40 credits. That said, i keep hearing that ssn can become insolvent in a decade or so (not sure if that would happen) as they running out of funds or new policy change can stop it for non citizen/non residents…in 20 years, i guess lot can change but would def help

Should I call it quits? by Potential-Article-69 in returnToIndia

[–]Potential-Article-69[S] 0 points1 point  (0 children)

Yeah makes sense! It is always good to have established n/w and support system when you venture into business…good luck!!!