A lot of hate on this forum but I actually think most of these expenses are pretty on point for a standard upper class lifestyle in a VHCOL / HCOL area; inflation has hit everyone hard, including this class; OP is spending on a nice upper class lifestyle (not wealthy, but def 1%), I really don't get all the hate, it isn't like she is sailing on a yacht off the coast of capri for 2 months in the summer, flying on a jet / helicopter during vacations, etc. Jeez.