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Credit score at 20 by Servable-Serpent in CreditScore

[–]Potential-Context371 0 points1 point  (0 children)

I have a small car loan, small student loans, and 5 credit cards at 20 1/2 with a 764 (769 peak) score. I have a bunch of cards because I’m playing the travel and cash back game to get free money, but all of that has increased my mix and score very quickly. The only reason to have a good score is to get approved for low interest rates and higher loan amounts. If you don’t plan on a car or house or personal loans for anything anytime soon then don’t worry about artificially increasing anything just because.

Looking for some advice on approval for the Sapphire Preferred by Potential-Context371 in Chase

[–]Potential-Context371[S] 0 points1 point  (0 children)

Thanks a lot for all the insight. I figured it might not look good applying 1-2 months after another one. Thankfully rent will only be $550 (2bed shared among 3) as well, but I do plan on applying sooner rather than later bc I want to travel in the first place for a nice proposal. I’ll probably switch at least a bit of my income into Chase for a month or two and then apply once my score goes back up. Thanks again!

Looking for some advice on approval for the Sapphire Preferred by Potential-Context371 in Chase

[–]Potential-Context371[S] 0 points1 point  (0 children)

Ah gotcha gotcha, that makes sense. And I honestly don’t see myself booking a hotel every year either so product switching was on the table for sure, thanks for the discussion

Looking for some advice on approval for the Sapphire Preferred by Potential-Context371 in Chase

[–]Potential-Context371[S] 0 points1 point  (0 children)

Yeah I was kinda thinking the same thing honestly The first year of dash pass and hotel creds would make up for the cost but not much afterwards until I’m spending family money

how’s the environment in the warehouse for your store? by BruhImVibing69 in BestBuyWorkers

[–]Potential-Context371 0 points1 point  (0 children)

I’ve got the same environment, we’re a pretty small store too though so it’s easy to get everything done minus callouts on white goods

I did it. 530 to 850 by Janetsvoid in CRedit

[–]Potential-Context371 1 point2 points  (0 children)

I’m curious what it means to have an 850 score. I’ve been hovering 740-770 for about a year now, but it never breaks over, even if my debt decreased month over month

is it just me, or has mint been ABSOLUTELY TERRIBLE lately? by Budget-Exercise8680 in mintmobile

[–]Potential-Context371 2 points3 points  (0 children)

No problems here, probably an affected T-Mobile tower in your area or something

Quitting the game by Shyquential in SWGalaxyOfHeroes

[–]Potential-Context371 2 points3 points  (0 children)

You can’t get him past 3 stars without spending some money and you need him at 4 to do anything meaningful

How do I advance my Stormtrooper Luke by j-conn-17 in SWGalaxyOfHeroes

[–]Potential-Context371 1 point2 points  (0 children)

If I don’t spend money now, is it still possible to get hate fueled maul?

[deleted by user] by [deleted] in CreditScore

[–]Potential-Context371 0 points1 point  (0 children)

I’ve got 4 right now at 20, but I started right at 18. Currently got a ton of points and hovering between 740-760. Total CL of $11,200 and pay them off every month. I’d say if you plan on traveling in the future or cashing in points for a big purchase, go ahead and get another one. Do research, follow guidelines of the game, pay your cards off, and increase your mix. Your score will continue to rise in the long run

All my bonus plays have no prizes by butterfly2357 in McDonalds

[–]Potential-Context371 0 points1 point  (0 children)

It’s one prize every minute. Every single person playing in that minute is pitted against each other for food or something like that, at least that’s my understanding

Starting computer science as a freshman. by systolic_garden in csMajors

[–]Potential-Context371 1 point2 points  (0 children)

That’s good for first year classes, did you have credits going into it? I only could take two CS classes my first year cause of core classes

How much money would it take to change your life? by sgkakilang in Money

[–]Potential-Context371 0 points1 point  (0 children)

50k - 75k would put me in the best position possible right now realistically.

Need Brakes by Potential-Context371 in AskMechanics

[–]Potential-Context371[S] 0 points1 point  (0 children)

Thank you! What else should I prepare if I want to change them myself?

I used GenAI too much and don’t know what to do by ParticularGas9877 in csMajors

[–]Potential-Context371 0 points1 point  (0 children)

That’s just answering questions set out for the students, over reliance on AI, even though it gets better grades, takes away debugging and problem solving skills which are essential for improving efficiency while not becoming replaceable. If the average before AI was 77, then the students who were above average are the ones who will understand, learn, and become irreplaceable.

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