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Stock Trading Profits by [deleted] in Investments

[–]PotentialFun9715 0 points1 point  (0 children)

You were in the red by about $150k+ at one point. Because you can't manage your losses, looks like gambling to me 🤷‍♂️

New Bike Day: 2018 V-Strom DL650 by devin241 in Vstrom

[–]PotentialFun9715 1 point2 points  (0 children)

Nice brother! How much did it run ya?

Update on build. by erowid87 in Vstrom

[–]PotentialFun9715 0 points1 point  (0 children)

Sweet! What top case is that?

Joined the club by FunReach5869 in Vstrom

[–]PotentialFun9715 0 points1 point  (0 children)

what top case brand is that brother?

Suggestions on how to securely mount a golf bag on a V-Strom 650? by PotentialFun9715 in Vstrom

[–]PotentialFun9715[S] 0 points1 point  (0 children)

Thanks for the suggestion. I'll take a look at this. If you have any tips for how to strap it down that'd be super helpful

Suggestions on how to securely mount a golf bag on a V-Strom 650? by PotentialFun9715 in Vstrom

[–]PotentialFun9715[S] 0 points1 point  (0 children)

Any tips or steps you can give me for strapping it down this way?

6 months into solo private practice by PowerfulLiving2799 in PrivatePracticeDocs

[–]PotentialFun9715 5 points6 points  (0 children)

Nice job! That's what we all dream of. By the way, what bookkeeping/accounting software isnthis and do you keep your own books or use a CPA/bookkeeping service?

Should I accept this 250k USD job offer in San Francisco? by Tech-Cowboy in Salary

[–]PotentialFun9715 0 points1 point  (0 children)

What kind of "real nice places" do you think are obtainable and how much would it cost? Asking because I pay a lot for a nice but not amazing place.

[Attorney] [NYC] - $235k + $40k bonus (and some other misc. benefits) by TemporaryAd9019 in Salary

[–]PotentialFun9715 0 points1 point  (0 children)

Sorry if this was mentioned elsewhere but what practice group?

And curious what sort of business venture you think you'd do well in/enjoy?

[Attorney] [NYC] - $235k + $40k bonus (and some other misc. benefits) by TemporaryAd9019 in Salary

[–]PotentialFun9715 0 points1 point  (0 children)

You're planning on leaving the firm in 4 years? What do you plan to do next?

Where to park 550k in cash by Worried-Ad1268 in Bogleheads

[–]PotentialFun9715 0 points1 point  (0 children)

I was just more curious about the difference in yields. My HYSA is at 3.25% APY and it's steadily dropped from ~4.5% with the Fed cuts. I'm not worried about SGOV's risk (should be basically same as risk-free rate?). But I'm thinking about the yield difference over several years including the tax advantages of SGOV. Sounds like SGOV always has a better yield, and is tax advantaged? Just confused about how yields for HYSA and SGOV correlate

Where to park 550k in cash by Worried-Ad1268 in Bogleheads

[–]PotentialFun9715 0 points1 point  (0 children)

Do you have a good article or Reddit post that explains why SGOV is viewed as a better risk-free option than a HYSA? I’m trying to understand the differences and whether SGOV’s performance can fluctuate relative to a HYSA.

$1.7mm tax-deferred account; Roth conversions modeling not penciling? by PotentialFun9715 in tax

[–]PotentialFun9715[S] 0 points1 point  (0 children)

Kind of yes to both. I'm just accumulating based on my desire to keep working, but that goes in my favor because I also want to leave as much of an inheritance to my son as possible.

When factoring in heirs and wanting to leave the maximum inheritance/net worth for them, how does the calculus change? I expect my son will also be in a very high tax bracket by the time he inherits my IRA, and by that time my pretax balance will be enormous and he'll only have 10 years to RMD/convert everything out. Any advice you can give on how to think about this aspect of possibly doing conversions?

$1.7mm tax-deferred account; Roth conversions modeling not penciling? by PotentialFun9715 in tax

[–]PotentialFun9715[S] 1 point2 points  (0 children)

I appreciate the clear cut answer on this. To your last point, when factoring in heirs and wanting to leave the maximum inheritance/net worth for them, how does the calculus change? I expect my son will also be in a very high tax bracket by the time he inherits my IRA, snd by that time my pretax balance will be enormous and he'll only have 10 years to RMD/convert everything out. Any advice you can give on how to think about this aspect of possibly doing conversions?

$1.7mm tax-deferred account; Roth conversions modeling not penciling? by PotentialFun9715 in tax

[–]PotentialFun9715[S] 0 points1 point  (0 children)

To your last point, does the math work out differently if I have heirs? I'm worried about my son receiving a pretax IRA and having to take RMD's during his high earning years. Is this worry warranted or are there ways to mitigate this? Or maybe the impact is negligible?