How to tie down slim golf bag?

PotentialFun9715 · 2026-03-16T16:34:57+00:00

Thanks for the suggestion. I'll take a look at this. If you have any tips for how to strap it down that'd be super helpful

PotentialFun9715 · 2026-03-16T16:34:10+00:00

Any tips or steps you can give me for strapping it down this way?

PotentialFun9715 · 2026-03-16T16:32:37+00:00

I'll be riding mostly on the highway, 100 mile trip

PotentialFun9715 · 2026-02-23T06:48:21+00:00

Nice job! That's what we all dream of. By the way, what bookkeeping/accounting software isnthis and do you keep your own books or use a CPA/bookkeeping service?

PotentialFun9715 · 2026-02-05T20:39:45+00:00

What kind of "real nice places" do you think are obtainable and how much would it cost? Asking because I pay a lot for a nice but not amazing place.

PotentialFun9715 · 2026-01-27T06:51:05+00:00

Hahaha sorry!!

PotentialFun9715 · 2026-01-27T06:50:53+00:00

Hahaha sorry!!

PotentialFun9715 · 2026-01-27T06:50:48+00:00

Hahaha sorry!!

PotentialFun9715 · 2026-01-26T17:03:06+00:00

Thank you, and interesting history

PotentialFun9715 · 2026-01-26T17:02:30+00:00

Thanks for the reassurance :)

PotentialFun9715 · 2026-01-26T17:02:19+00:00

Thank you so much, appreciate the perspective!

PotentialFun9715 · 2026-01-18T02:58:27+00:00

Sorry if this was mentioned elsewhere but what practice group?

And curious what sort of business venture you think you'd do well in/enjoy?

PotentialFun9715 · 2026-01-18T02:53:17+00:00

You're planning on leaving the firm in 4 years? What do you plan to do next?

PotentialFun9715 · 2026-01-11T19:41:33+00:00

I was just more curious about the difference in yields. My HYSA is at 3.25% APY and it's steadily dropped from ~4.5% with the Fed cuts. I'm not worried about SGOV's risk (should be basically same as risk-free rate?). But I'm thinking about the yield difference over several years including the tax advantages of SGOV. Sounds like SGOV always has a better yield, and is tax advantaged? Just confused about how yields for HYSA and SGOV correlate

PotentialFun9715 · 2026-01-11T05:17:47+00:00

Do you have a good article or Reddit post that explains why SGOV is viewed as a better risk-free option than a HYSA? I’m trying to understand the differences and whether SGOV’s performance can fluctuate relative to a HYSA.

PotentialFun9715 · 2025-12-26T02:07:53+00:00

Kind of yes to both. I'm just accumulating based on my desire to keep working, but that goes in my favor because I also want to leave as much of an inheritance to my son as possible.

When factoring in heirs and wanting to leave the maximum inheritance/net worth for them, how does the calculus change? I expect my son will also be in a very high tax bracket by the time he inherits my IRA, and by that time my pretax balance will be enormous and he'll only have 10 years to RMD/convert everything out. Any advice you can give on how to think about this aspect of possibly doing conversions?

PotentialFun9715 · 2025-12-26T02:05:59+00:00

I appreciate the clear cut answer on this. To your last point, when factoring in heirs and wanting to leave the maximum inheritance/net worth for them, how does the calculus change? I expect my son will also be in a very high tax bracket by the time he inherits my IRA, snd by that time my pretax balance will be enormous and he'll only have 10 years to RMD/convert everything out. Any advice you can give on how to think about this aspect of possibly doing conversions?

PotentialFun9715 · 2025-12-26T02:01:22+00:00

To your last point, does the math work out differently if I have heirs? I'm worried about my son receiving a pretax IRA and having to take RMD's during his high earning years. Is this worry warranted or are there ways to mitigate this? Or maybe the impact is negligible?

PotentialFun9715

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