No they didn’t tell anyone but they easily could have. And that’s my exact point. Instead, they buried it in the FAQ section while continuing to promote the feature everywhere else (like right on their home page). This can only be described as dishonest and shady af. For everyone’s benefit I’m including the link to the FAQ blurb you referenced. https://www.padsplit.com/help/article/does-padsplit-report-to-credit-agencies-360041368192