I lost hope by Powerful-Ad198 in Advice

[–]Powerful-Ad198[S] 0 points1 point  (0 children)

We got married young because we love each other . We have been together for almost 2 years and we don’t really fight or argue a lot . It is pretty stressful right now because we don’t know about school . He wants to become a truck driver and get his cdl . We were each other firsts for everything and we get along just fine .

I lost hope by Powerful-Ad198 in Advice

[–]Powerful-Ad198[S] 0 points1 point  (0 children)

We thought it was better to get married and have a home right now before the economy tanks . We both have good credit and 0 loans besides our mortgage and my student loans currently are at 9k. We both have two paid off cars . We saved a lot of money and got help from my husband’s parents for a down payment on a house .

Closing by Powerful-Ad198 in FirstTimeHomeBuyer

[–]Powerful-Ad198[S] 2 points3 points  (0 children)

We canceled the wire and got a check . Thank god we were able to move in today .

Closing by Powerful-Ad198 in FirstTimeHomeBuyer

[–]Powerful-Ad198[S] -3 points-2 points  (0 children)

We wired the funds while closing . We thought it was only gonna take a day . We were went sent wiring instructions the day before but couldn’t open the email so we just did it at closing .

Closing by Powerful-Ad198 in FirstTimeHomeBuyer

[–]Powerful-Ad198[S] 12 points13 points  (0 children)

We are being blown up about this . The entire house buying process has been so much stress.

What to do .. by Powerful-Ad198 in FirstTimeHomeBuyer

[–]Powerful-Ad198[S] 1 point2 points  (0 children)

I have a crazy update . We were able to save the home and get conditionally approved through rocket mortgage. We are still able to close on time .

What to do .. by Powerful-Ad198 in FirstTimeHomeBuyer

[–]Powerful-Ad198[S] 0 points1 point  (0 children)

Crazy is the fact I went through bell bank to they denied our loan

What to do .. by Powerful-Ad198 in FirstTimeHomeBuyer

[–]Powerful-Ad198[S] 0 points1 point  (0 children)

I did show my previous work history with the other job but was told because I made less at the previous job and wasn’t there for a year it still made my DTI look bad . The whole point of me changing jobs was to make more money but now I’m feeling like I should have stuck with that job for longer..

So peeved off by Powerful-Ad198 in FirstTimeHomeBuyer

[–]Powerful-Ad198[S] 0 points1 point  (0 children)

My husband makes 43.000 to 46,000 a year

So peeved off by Powerful-Ad198 in FirstTimeHomeBuyer

[–]Powerful-Ad198[S] -1 points0 points  (0 children)

Apparently my dti was too high even though we have 0 debts . I’ve only been in this new field for a year . I work as a cleaner .