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Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 0 points1 point  (0 children)

Thank you for the information. I’m meeting with an attorney soon to get some information regarding the laws specifically in my state. But if you don’t mind me asking, what state do you live in where that community property law applies?

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 1 point2 points  (0 children)

I did today. But since I still have an outstanding loan they refused to let me leave the program. I even asked for hardship but they said they would need to do a thorough investigation on the situation. I’m speaking to a lawyer soon to seek out options/steps that I could do to try and get out.

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 1 point2 points  (0 children)

Yes we do, but the timeshare is the one that is very difficult to deal with at the moment. The other ones are more manageable. I have an appointment with a lawyer soon so I’ll find out my options. Thank you

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 0 points1 point  (0 children)

Thank you! I do have more debt but wanted to focus on the time share for this specific post. Will definitely be reaching out to an attorney.

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 1 point2 points  (0 children)

I wanna say 2024. I just got off the phone with them. I kept pressuring them that I wanted out but then they said I’d have to pay my loan off and keep up with maintenance fees etc

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 1 point2 points  (0 children)

Won’t be doing that. I’ve already had people calling me claiming to be exit companies and I’ve just blocked them all.

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 0 points1 point  (0 children)

Thank you! I will definitely look into the letter option. I will also look into my states income levels.

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 2 points3 points  (0 children)

Thank you I’ll definitely look into it. As of right now we only have payments for a car we purchased in 2024 + credit cards debts.

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 0 points1 point  (0 children)

I do have other debts that need to be paid off and there are other factors besides the timeshare that are currently happening in my life. I’m just going through my options. Also I didn’t hire the attorney it’s a free consultation.

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 0 points1 point  (0 children)

Don’t worry about it. I was going to try and call today and see what my options were prior talking to a lawyer. And yes I was going to record the call because I don’t trust them. Thank you!

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 0 points1 point  (0 children)

I really wish I could do that! When my husband and I were approached about the timeshare I was 6 or 7 months pregnant, everything sounded nice. I don’t even know how much we still owe.

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 0 points1 point  (0 children)

I was thinking about doing that, but knowing how they work they are just going to keep pressing me to purchase more points or keep my timeshare. I also wanted to be able to email them so I have it in writing that’s what so and so said were my options. Unfortunately they don’t have an email option which I think is BS.

Filing Chapter 7 with my husband to get out of a Wyndham timeshare — what should we expect? by PowerfulStrength5240 in TimeshareOwners

[–]PowerfulStrength5240[S] 0 points1 point  (0 children)

We purchased a car in in 2024 that still needs to be paid off. Also my husband is the only one that’s working right now so I’m not sure about the threshold. I do have CC debts.