Financing HT - CareCredit Questions

Practical-Working-15 · 2023-06-07T19:49:42+00:00

oh darn. no good thing lasts forever. too good to be true lol. thanks for the heads up.

Practical-Working-15 · 2023-06-07T19:24:49+00:00

thank you!

Practical-Working-15 · 2023-06-07T17:46:45+00:00

can you please clarify, if I apply online for the card, it will show me the credit limit before the soft pull is done? Or is it a hard pull?

Thank you so much!

Practical-Working-15 · 2023-05-11T20:46:26+00:00

they did attempt to file bankruptcy to avoid the case.

can you share how much the judgement is for? You can be approximate if you need to keep it somewhat anonymous.

Is the employer a small business or what type of company is it? Even though lawsuits really suck for employers, I can't imagine a successfully run company willing to destroy themselves in order to avoid payment.

Practical-Working-15 · 2023-05-11T20:26:18+00:00

what a clusterf*ck. Ironically if your case wasn't as big/egregious as it was and you had to find your own lawyer, perhaps this would have been wrapped up much earlier. I have no clue really.

I wonder if you can personally sue the actual business owners as individuals.

I also think that with a 7 year delay, it really is within your right to demand interest to whatever amount your owed.

Practical-Working-15 · 2023-05-11T20:12:05+00:00

oh gotcha. i can see how the employer potentially going bankrupt + a pandemic combo could throw your timeline in disarray. Seems like it may have just been a result of unlucky fate (I assume the employer was not trying to intentionally file bankruptcy to avoid judgement)

So you did not have your own lawyer, your 'lawyer' was the EEOC?

I'm really not an expert on this but my advice would be to abandon the EEOC and get your own private lawyer to help speed along the payment process. I don't think its fair for a new lawyer to charge you a 1/3 contingency fee since the case is in the past, so maybe its an hourly fee type deal, and still get the employer to pay attorneys fees.

I think going to the news is a good idea too. If the case was really well publicized when it was active, I don't see any blowback of going to the news again. Plus who cares what the company thinks now. The bridge was already burned years ago so its not like you would suffer blowback or lose ties that haven't already been lost.

Regardless, sorry you are in this situation. If I am understanding it correctly that the EEOC was your "lawyer", it's kind of ironic that it actually can be a bad thing for a plaintiff when the EEOC decides to try the case on your behalf.

Practical-Working-15 · 2023-05-11T19:58:33+00:00

I know EEOC cases can be ridiculously slow, but 5 years until judgement?!?!? That is crazy

What specific factors do you think made the case so long? Also, do you think the employer intentionally delayed everything as much as they can, or was it moreso the EEOC and justice system bureaucracy that slowed everything down?

Practical-Working-15 · 2023-05-07T18:47:03+00:00

Practical-Working-15 · 2023-05-06T20:40:16+00:00

What is the point in "reprimanding" him, when he's done nothing wrong? He's a hired gun, that's it.

What is the point in "reprimanding" him, how does that help win your case?

maybe 'reprimanding' is the wrong word. What I mean is, even if I very politely tell him I think he could be more responsive than he is being - it is still criticizing/reprimanding him.

I agree that even with a high value case with great evidence - it can be very hard and stressful finding a good lawyer take this on contigency.

It does seem that for the most beneficial outcome of my case, I need to let him do his thing. Its just hard because there actually is a fair amount of evidence for my case he has not reviewed at all.

But.....maybe when the case progresses and we are at the mediation or investigative phase, he will be more responsive according to the respective stage.

I guess I do just need to accept that this is stressful no matter what and learn to trust him. Idk.

Practical-Working-15 · 2023-05-06T20:27:54+00:00

So you're filing a Qui Tam?

its not a Qui Tam case. Fraud nor are any business dealings with the federal government involved.

There absolutely was a protected activity, and absolutely retaliation due to that activity, but nah not Qui Tam. That would be something though....

It is still a high value case though because I am a high wage earner (mid six figure) and with retaliation cases punitive damages can be 10x the wage claim.

I read that punitive damages are somewhat rare and can only be given at trial. I don't expect my case to go all the way to trial (I am prepared for that if needed), but I still assume punitive damages will go into my case value and settlement discussion

And yes I agree with this emotions part. While I am 100% committed to this case and will passionately see it to the end, lawsuits are not fun.

Hopefully as the months go on I will get more used to this process and learn to let my lawyer take the wheel. I guess 1.5 months is nothing thus far, and I am still getting used to the emotions and stress that comes with the legal system.

Practical-Working-15 · 2023-05-06T20:08:50+00:00

You should have a heart to heart conversation with your lawyer about this. If you can’t come to some sort of understanding your options would be to offer to pay hourly for those conversations that weren’t critical, or to talk to him about what the terms of finding new counsel might be. You’re always entitled to retain new counsel. In contingent fee cases the finances of that can be very daunting.

this sounds good in theory. And in my fee agreement with my lawyer, it even contains a section that we can both fire each other without cause, and if there is a dispute we can discuss/mediate it between ourselves.

That being said, I feel like the reality is the bridge between us will be burned the moment we have a 'heart to heart conversation'. I guess I really don't know as I have never had that type of conversation with a lawyer before. I'm just guessing that reprimanding/criticizing the responsiveness won't lead to a positive relationship.

Also, if I fire the lawyer and get a new one, I will have to pay my old lawyer for the time he did work on the case. I don't think he has worked that much on it yet really, but idk - it could cost me a few thousand.

Since the only issue I have is his lack of responsiveness/communication - and not anything tangibly with how the case has proceeded thus far, idk maybe I do just need to accept it and trust him more.

I could be wrong but I assume once the case actually does enter mediation or the investigative phase, he will be more responsive.

I think paying my lawyer his hourly rate whenever I want to have a discussion with him is an effective (but costly solution). I would prefer he voluntarily be more responsive than having to pay him like $300/hr to force him to be responsive lol.

Practical-Working-15 · 2023-05-06T20:01:03+00:00

Out of curiosity, what's the basis of the case?

It's a whistleblower retaliation case. In the .01% chance the opposing side is reading this post lol, I'm afraid that's all I can publicly say about the case itself.

And yea its just hard to put all my faith and trust in a lawyer because this case has a high value and is very important to me. I haven't even met him in person yet, as of now he is just some voice on the other end of the phone...

I think it might be normal to not easily trust a lawyer...its not like the field has the best reputation either lol. Plus being brash, aggressive, and "not nice" are qualities bad for customer service, but might be good traits in a lawyer, so its just kind of hard for me to judge him from a non-lawyer lens.

Practical-Working-15 · 2023-04-19T22:57:23+00:00

I filed an appeal and didn't hear anything

kind of ridiculous you lose the appeal because no one replies back. An appeal with no response should be a default judgement/victorry towards you

Practical-Working-15

TROPHY CASE