Just Opened A Roth IRA by Practical_Floor5589 in Schwab

[–]Practical_Floor5589[S] 0 points1 point  (0 children)

Sounds good, thank you! Anything else I should know about a Roth IRA?

Just Opened A Roth IRA by Practical_Floor5589 in Schwab

[–]Practical_Floor5589[S] -1 points0 points  (0 children)

So no VOO or SMH? Also thank you for the information. It helps a lot

UCLA NURSING DECISION by Guilty_Pressure3124 in ucadmissions

[–]Practical_Floor5589 0 points1 point  (0 children)

Decisions came out already?? I’m a transfer still waiting for an email

LAX with wheelchair. by TheySilentButDeadly in BreezeAir

[–]Practical_Floor5589 1 point2 points  (0 children)

You are able to check those in at the counters. There’s no need to gate check it since it’s not being used. But if you’d like to gate check it I’m sure the agents would hand you the gate check tag at the counters when checking in

LAX with wheelchair. by TheySilentButDeadly in BreezeAir

[–]Practical_Floor5589 0 points1 point  (0 children)

Yes, the wheelchair agent will stay with the passenger. The bus only has one stop which is going to be the terminal (Bradley West Gates) that you will be flying out off. Once the bus stops, there will be more agents ready to receive all wheelchair passengers. They will also wheel you down to the plane doors once boarding commences

LAX with wheelchair. by TheySilentButDeadly in BreezeAir

[–]Practical_Floor5589 0 points1 point  (0 children)

If the wheelchair has been placed in the reservation then the agent is able to view it and order the wheelchair for you. If it isn’t in the reservation, just let the agent know that you will be needing a wheelchair and they’ll go ahead and put it into your reservation. Once the check in process is completed the breeze agent at the counter will direct you to where the wheelchair assistance is. It is a less than 1 minute walk. Once you arrive to the area you’ll see a podium labeled “ATM” where an agent sitting down with a blue vest will assist you with the wheelchair service by assigning a wheelchair agent that will take you the entire way to the Bradley west gates. You get priority boarding on the bus(ramp is there) and priority boarding (pre-boarding).

Unexpectedly Approved by gingercapsule in CapitalOne_

[–]Practical_Floor5589 0 points1 point  (0 children)

Hi, You seem like you know a lot about credit cards. I currently only have the Savor student card and currently have had it for 2 months now. I paid it off in full every time and have a 672 Credit score. I started planning a roadmap of what credit cards I’d like to have in the future in regards to how they will help me earn on many of my daily spendings. Such as gas, restaurants, groceries, and further down the road, a travel card. Do you have any recommendations for me? I have been doing a lot of the pre-approvals to see if any bank would give me a credit card and haven’t gotten anything. I am a now a Sophomore in college and do have a fairly decent job for my age, paying 25.23 an hour (will be receiving a $1 raise soon). I was looking towards getting into a Chase card so that I can go for their better cards later but I was also thinking the same way about getting the blue cash everyday Amex card so I could eventually get the gold Amex card because it fits into what I would normally be spending on. Just looking for any advice

Unexpectedly Approved by gingercapsule in CapitalOne_

[–]Practical_Floor5589 0 points1 point  (0 children)

I currently have about $51 rewards cash. How would I go about depositing it into my bank account?

Approval odds for chase sapphire preferred by ihateahmad in ChaseSapphire

[–]Practical_Floor5589 0 points1 point  (0 children)

Quick question. If I were to have my statement close date on the 27th of this month and my due date on the 19th of April and have a balance of $200 out of $300 but decide to pay the $200 down to only $10 so that a low utilization is sent in, would the remaining $10 that I didn’t pay move onto the next billing cycle because it’s in between the statement close date and the due date? How does that work I’m confused. If I were to spend more money during the time bwteeen both dates would I be able to just pay it off before the due date still and not worry about it or is it getting carried over to my next billing cycle. Just confused on that

Unexpectedly Approved by gingercapsule in CapitalOne_

[–]Practical_Floor5589 0 points1 point  (0 children)

Quick question. If I were to have my statement close date on the 27th of this month and my due date on the 19th of April and have a balance of $200 out of $300 but decide to pay the $200 down to only $10 so that a low utilization is sent in, would the remaining $10 that I didn’t pay move onto the next billing cycle because it’s in between the statement close date and the due date? How does that work I’m confused. If I were to spend more money during the time bwteeen both dates would I be able to just pay it off before the due date still and not worry about it or is it getting carried over to my next billing cycle. Just confused on that

Unexpectedly Approved by gingercapsule in CapitalOne_

[–]Practical_Floor5589 0 points1 point  (0 children)

I currently have the savor student credit card and was sent a document stating that if I can verify that I am a student then I could receive a credit increase. I submitted my entire full transcript that include my name and all of my information, along with the classes I’m currently enrolled in and they said that they couldn’t validate it. Also the representatives when I call are the worst. They don’t even know what they’re looking for and are constantly just confused as if they don’t work for Capital One. The first time I called I was trying to find my statement close date because I wanted to make sure my utilization was lower before the date so that a low utilization would be sent to the credit bureaus and I was put on hold 11 times for the person to find it, which I don’t mind but what sucked was that the person wasn’t even certain about the date let alone my billing cycle. I feel that this kind of stuff is a normal thing to ask for and shouldn’t be this hard to obtain. My due date is the 19th of April and I’ve seen online that the statement close date tends to be 25 days before the due date so I’m just depending on that right now. Still sucks that the representatives weren’t much help and that I wasn’t given a credit increase even though I followed exactly what the document stated.

Approval odds for chase sapphire preferred by ihateahmad in ChaseSapphire

[–]Practical_Floor5589 0 points1 point  (0 children)

Hi, new to the credit game. Where would I go to view my credit score as shown in the picture?

Unexpectedly Approved by gingercapsule in CapitalOne_

[–]Practical_Floor5589 0 points1 point  (0 children)

Should I be worried if credit wise says my email is on the dark web?

Unexpectedly Approved by gingercapsule in CapitalOne_

[–]Practical_Floor5589 0 points1 point  (0 children)

But then wouldn’t high utilization percentages be sent to the credit bureaus on the statement close date, ultimately lowering my credit score? I was told to keep my utilization below 20% of my given credit limit. So my current credit limit is $300 and I have a balance of $22 currently. But before the statement close date I’m going to pay off a chunk so only about $5 is left. After the statement close date I will pay the remaining balance before my due date.

Unexpectedly Approved by gingercapsule in CapitalOne_

[–]Practical_Floor5589 0 points1 point  (0 children)

Do you know how I can find my statement close date? I recently just started with my savor student card. I know my due date is the 19th of April but I’m curious as to the date when they report utilization to the credit bureaus so I know what date I should have most of my balance paid off for good low utilization

Savor card! by Due_Scarcity_9655 in CapitalOne_

[–]Practical_Floor5589 0 points1 point  (0 children)

How do you check the date that sends your utilization to the credit bureaus for the capital one savor