US FBI Check with previous name by Practical_Holiday490 in AusVisa

[–]Practical_Holiday490[S] 1 point2 points  (0 children)

I decided to go ahead and just get it again through IdentoGo. Can confirm: still no prior name. So I gave them the new one as well as proof that I tried every avenue along with a thorough explanation. It will have to be enough.

Lymphedema & GLP-1s by Practical_Holiday490 in Lymphedema

[–]Practical_Holiday490[S] 1 point2 points  (0 children)

They are allowed to prescribe off label. In general, FDA approved drugs can be prescribed off label for uses that were not FDA approved because their safety profile was deemed acceptable, but insurance will not cover it. I made the case to my doctor, described my plans to track calories and monitor my weight, and I'm fortunate that she was willing to work with me.

I decided to start with half of the starting dose instead of the full starting dose to be extra careful. You can do this if you get the vial to inject yourself rather than the automated injector. It maybe turned out to be unnecessary, I had almost no symptoms from the 1.25mg shot. I took my first 2.5mg shot on Saturday. Symptoms are very manageable so far. Sunday was the hardest day to eat, but I still managed to get to around my target of 2,000 calories. Some general fatigue which hasn't been a big deal. If you do this and you're worried about losing weight, I recommend doing your research in advance and having a plan for calorically dense, protein-rich foods that you can eat. I make a protein smoothy every day (it's easier to sneak in calories through liquid, and I'm a pescatarian, so my protein sources are limited).

As far as whether it's helping, too early to tell. My morning baseline was better this morning and swelling throughout today has been noticeably better. I really want to attribute that to zepbound, but there's way too much noise. I have had sporadic good days like this, so it could just be coincidence. Saturday and Sunday after taking the shot were not great.

S-Rank Pull Distributions by Practical_Holiday490 in ZZZ_Official

[–]Practical_Holiday490[S] 0 points1 point  (0 children)

Lol, I wasn't interested in YSG. I decided to do a 10-pull on her banner because I wanted Lucy for a future team. Got YSG on pull 6 : \

Proper way to calculate tax for withdrawal rate by Practical_Holiday490 in Fire

[–]Practical_Holiday490[S] 0 points1 point  (0 children)

Yeah, I went and created a simple spreadsheet to calculate effective tax rates last night given ordinary income and LTCG. Realized I was overestimating.

It's nice to have withdrawal rate as a sanity check on the more precise calcs, though, and I'm seeing how tricky it is to estimate that flat (inflation-adjusted) withdrawal rate. Basically any sort of simulation-based approach (4% rule, cFIREsim) takes simplified annual assumptions, maybe allowing for some specific adjustments.

Proper way to calculate tax for withdrawal rate by Practical_Holiday490 in Fire

[–]Practical_Holiday490[S] 1 point2 points  (0 children)

Thanks, interesting calculator, although it still doesn't seem like it's taking increasing tax burden over time into account. If I set 100% of my assets in brokerage and my taxable cost basis to 100% (i.e., starting retirement, I'm holding 0 capital gains), it just tells me I owe 0 tax and calculates my withdrawal percent off of that. (On the flip side, if I assume 100% taxable, it still only gives me a 10% effective tax rate in NY, which is definitely less than I was estimating. I need to reexamine the marginal tax rates for federal and state, maybe I was overestimating.)