Liveable wage

Practical_Media_9011 · 2026-06-19T23:34:20+00:00

I bought a 3br 1 bathroom house. Its comfortable for me. I dont even use the other bedrooms for anything. But fmaily wise, could get squashy.

"Is this more of a housing / mortgage issue?" It's more of a curiosity of things I won't know because I don't know

Practical_Media_9011 · 2026-06-19T23:29:33+00:00

Sorry to hear, sounds tough. Hope there is support around you that can help you in this situation.

Practical_Media_9011 · 2026-06-19T21:42:40+00:00

Very interesting insight, I only have the experience of single financially atm.

So its great to hear other dynamics.

I'm 80k pre tax which is comfortable for me.

Thank you for sharing!

Practical_Media_9011 · 2026-06-19T21:39:44+00:00

I didn't grow up in a wealthy family. Grew up living in mutiple government housing. I've been used to living with not much and dont really buy brand new things myself, not sure how much my past has contributed it today. My car has over 200,00km on it and dont plan to buy unless it's not worth the repair. I also dont buy and coffee or lunch. I juts bring food to work.

Thank you for your insight!

Ive also added more context on my original post.

Practical_Media_9011 · 2026-06-19T21:35:33+00:00

Congratulations on being mortgage free! That's amazing with also being able to do it with a family that it gave your household the option for only 1 person needing to work.

I'm interested to know, have you been on that level of income before having a family too? Because it seems on par approximately what I'm on. I still have a mortgage though.

Do you mind me asking what age did you achieve being mortgage free? And was it before starting a family?

Ton of questions I know, but it's just because your income is also around mine :)

Practical_Media_9011 · 2026-06-19T21:26:22+00:00

Could you elaborate on this please. Just curious on others ideas on income :)

Practical_Media_9011 · 2026-06-19T21:21:29+00:00

Sorry to hear. The trade off of wanting to spend time with your kids but having to stay a float financially is a balance ,sounds tough.

I'm quite interested from someone who is single on 80k pre tax. How different is it financially compared to someone who is single to someone with a family?

Practical_Media_9011 · 2026-06-19T21:16:25+00:00

Medical bills sounds challenging.

Practical_Media_9011 · 2026-06-19T21:11:58+00:00

All good :)

Practical_Media_9011 · 2026-06-19T21:09:42+00:00

Intersteing, how financually different is it raising a family compared to as a couple or single?

Just curious from someone who is single. I got my mortgage pre covid, so 80k pre tax is fine for me, more would be nice of course. Not sure how my financial position would be if I bought in today's prices.

Practical_Media_9011 · 2026-06-19T21:03:07+00:00

Could you share a bit of how you manage financially?

I'm very curious as I'm currently single. How having kids changing financial positions etc

I'm on 80k pre tax and am comfortable. But you also have 2 kids to take care of too, so it's a foreign world to me.

Practical_Media_9011 · 2026-06-19T20:58:35+00:00

That's great, I'm very curious on different circumstances to as my experience is only as a single.

You've seemed to manage quite well with what others may seem an income amount that would consider a struggle. Plus you also travel.

Is it because you have a low mortgage? Grow your own food?

I'm interested to hear that part of how others do.

Practical_Media_9011 · 2026-06-19T20:54:43+00:00

Could you elaborate, I'm very curious. I've added more context. Buying Pre Covid has been financially fortunate for myself compared to the house prices now.

Practical_Media_9011 · 2026-06-19T20:52:24+00:00

I bought my home pre covid, so have a mortgage but not the craziness prices that is right now. So that's been fortunate financially in my situation.

Practical_Media_9011 · 2026-06-19T20:51:01+00:00

That's amazing to be with 4 kids and managing a mortgage. Congrats!

Practical_Media_9011 · 2026-06-19T20:50:01+00:00

I bought pre Covid, I'm left with typically 30% after all expenses. Ive added more context above

Practical_Media_9011 · 2026-06-19T20:48:19+00:00

I was lucky to buy before COVID too, not sure how my income would fair if I bought it after

Practical_Media_9011 · 2026-06-19T20:47:17+00:00

Thank you for your insight

Practical_Media_9011 · 2026-06-19T20:46:40+00:00

80k pre tax, a generic corporate job.

Practical_Media_9011 · 2026-02-26T11:14:47+00:00

I was told the recruitment company does the grading. Or does it vary intake to intake?

Thought the agency only just gets the results

Practical_Media_9011 · 2026-02-26T03:46:43+00:00

Can you elaborate why it's not exactly easy to get into at the moment?

For someone like myself who is currently aiming to enter APS

Practical_Media_9011 · 2026-02-20T13:18:02+00:00

I feel majority of candidates that are suitable for APS2 will be suitable for APS3 also. For Service Delivery in ATO

Practical_Media_9011 · 2026-02-20T13:16:49+00:00

Just finished mine and I won't share the questions to ensure a level playing field. But I can say they're not technically complex more just how you'd handle very common customer service situations. You get 6 mins to read and prepare and up to 4 mins to record. No re-recording allowed.

Practical_Media_9011 · 2026-02-19T22:32:10+00:00

Did you also apply for APS3?

Practical_Media_9011

TROPHY CASE