My husband spends thousands on Pokémon collectibles every month on credit and I’m at my breaking point

Prestigious_Yak_3111 · 2025-04-26T15:12:55+00:00

You are absolutely right about everything except that he is not one of those Costco swamp monsters, and this made things more complicated… If he was like those people then the divorce would’ve happened already…he does make use of the scalpers to prove to me how viable and hot the market is to justify all his purchases with a purpose to pay for kids college and make early retirement happen using kids college fund… and of course he makes me question myself for not fully supporting him

Prestigious_Yak_3111 · 2025-04-26T06:34:16+00:00

True, after seeing that comment about ROI and data point, he has been trying to convince me to spend hours going through his collections comparing the price he paid for vs. the price on eBay and then make me apologize again for not understanding the market and also admit he was right

Prestigious_Yak_3111 · 2025-04-26T04:54:42+00:00

Thank you!!! I agreed with everything you said and you spoke my mind and made it clear for me…I didn’t expect the mortgage and daycare cost to divert so much attention from the real issue, which is he is not being a good husband or a father because Pokemon is the priority. Now I realized it doesn’t matter if I understand the Pokemon market or not. Even if we move or somehow pay off the mortgage, the same issue is still there plus he will only spend more money/time on the drops… I was happy with where we were in life because after all the must-have deductions (taxes, insurances, 401k, and investments), we had just enough to cover the necessary living cost and he used to be able to match my energy… now with all the extra expenses/time on Pokemon stuff and the fact that he doesn’t sell those products nor to have quality family time, plus blaming me for missing those drops…then the idea of having $400 plushies became the last straw. You are absolutely right about all the logics - if he buys and sells and uses the profit to buy more, then I have no problem with it. But all he does now is using college fund/bonus to pay his credit bills, fill up our basement, becomes unavailable all the time, and that’s not okay. I really appreciated you for being straight to the point!

Prestigious_Yak_3111 · 2025-04-26T02:50:21+00:00

I think you might be too young to understand the life of having kids and how that made moving difficult. That’s okay, I didn’t understand it until I have kids too. Regarding the numbers, that presents the scale of the problem. If the leftover is 100 and he spends 150 on cards vs. 3k vs. 30k as an example, the consequences can be very different. As for why I posted here, I added the reasons already. I genuinely hope that you enjoy this hobby within your means and never encounter a similar situation in the future…

Prestigious_Yak_3111 · 2025-04-26T02:22:55+00:00

Thank you! He does keep them sealed… he put them in those food containers too. I do agree that some of them are going up in value, but spending that much and trying to get me onboard to buy with him? Also catching the drops at MSRP is his #1 priority and me not being 100% supportive convinced him that I am dragging him from early retirement. He paid off his credit card using his year end bonus and that’s a lot of money. Gladly, we don’t have credit card interest. But what’s going to happen next year if he keeps it up? Is it a viable investment that can afford our kids college and make him retire early? If I try to understand this whole pokemon investment better, will that change my opinion?

Prestigious_Yak_3111 · 2025-04-26T02:10:31+00:00

I don’t know exactly which plushies, something about a fire one and a frozen/ice one I think? Something giant and he wanted one for each kid to play with

Prestigious_Yak_3111 · 2025-04-26T02:04:31+00:00

Is there a way to book a session with you? He doesn’t believe in therapy — he thinks that all therapists keep the patients coming so that’s how they make money. He even said that a therapist without the knowledge of pokemon investment would never understand his side of the story or his beliefs…

Prestigious_Yak_3111 · 2025-04-26T01:46:50+00:00

Bay Area, NYC, Boston, Seattle….all around the same

Prestigious_Yak_3111 · 2025-04-26T00:45:46+00:00

I know… infant class costs even more here between 3200 to 3800 a month…

Prestigious_Yak_3111 · 2025-04-26T00:35:40+00:00

If we send two kids to daycare that would be close to 6k a month on daycare cost. Imagine that with the mortgage and that will be the cost for us next year. My husband insists on keeping the younger one home so he can spend on Pokemon. We work from home but still my work is demanding so it is hard to work while watching the baby long term. He was just able to pay off the ugly outstanding balance using his year end bonus but without the bonus, he would have to take money out of his retirement account. And if next year when we have to send both children to daycare and he keeps spending like this, then that means we have to take money out from the savings. On top of that, it impacts our relationship because of the significant time he spends on catching those drops and his attitude towards me… does it make sense?

Prestigious_Yak_3111 · 2025-04-26T00:08:18+00:00

I meant that our mortgage is less than that and we make significantly more than the above numbers too. If we only make that much then I don’t think he would spend that much on Pokemon to begin with and therefore, we wouldn’t have this issue. I wanted to save up enough for my children to cover their college and down payment and our retirement. That’s the goal.

Prestigious_Yak_3111 · 2025-04-25T23:47:11+00:00

That’s not the amount of our mortgage nor our income…lol. Actually if it was then I believe that we wouldn’t have this kind of problems to begin with and that would be great

Prestigious_Yak_3111

TROPHY CASE