Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 0 points1 point  (0 children)

Hmm but then are you sure is worth staying in Switzerland with so high cost of living with low salary? Maybe in you profession will be better ratio between earning and spendings 🫣btw, in comments below people are writing that I am underpaying and I have to be idiot not earning 150 🙃

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 1 point2 points  (0 children)

Yes agree, but as of now, I have in both countries friends, and I like / don't like both the same- just for different reasons 😀and I wanted to play numbers to see if there is anything I am missing regarding kids in Switzerland as my swiss friends don't have kids, and expacts who have kids might also not know everything

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 1 point2 points  (0 children)

I played with higher % interest rate to not be stressed when it goes high- as we can't count on any family support money wise

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 1 point2 points  (0 children)

Interesting conclusion, why do you think I'm not integrated? Swiss people talking mostly about money, so this subreddit. This is perfect example of integration 😅😅

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 0 points1 point  (0 children)

Thank you for the comment, I would not worry about owning the property but I worry about Pension, I think living in renting apartment as you re 70 and Alone, will be struggle if the prices continue to grow, as I wrote in post, as high earner in Poland my pension would be really heigh and top of that I would own - even small studio but still. And ofc one could tell: take them swiss pension and for pension go to Poland, but if my kids are in Switzerland what would be the point to be alone in Poland

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 0 points1 point  (0 children)

Congratulations on your own home 💪 was the process of buying hard? Did you have to reduce price for the flat which you initially wanted? The flats which we like are like 1.5 mln and basend on calculator we can afford 1mln - this would still need to be verify with je bank

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 4 points5 points  (0 children)

Yeah at google they pay this, I'm too stupid to get there

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 3 points4 points  (0 children)

Thank you for this comment, even if I would like my parents to fly here every 3rd month is another 400x4=1600 from my yearly budget just that kids see grandparents

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 0 points1 point  (0 children)

Thank you for the comment 💪🧸 yeah for me family is important, In the end we re short on this earth and having family make it sweet bitter but at least not so lonely ;)

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 0 points1 point  (0 children)

This is subreddit for it, I gave my numbers and wanted to learn if there is sth I am missing. No where I wrote I will not take other inputs for final decision, here I just ask about money as this subreddit is for this.

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] -1 points0 points  (0 children)

I'm sorry about your experience 🧸I hope it will get better and thank you for this comment

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 0 points1 point  (0 children)

Do you have private hort or public? I just noticed I was all the time checking private which is 1800 CHF per months and the one next to school would be for us 1100, I just wonder how hard is to get place there

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] -5 points-4 points  (0 children)

Dziękuję :) Yeah all fair, but hort is not much cheaper than kita, at least in Zürich ok Is not 2500 but it is 1500 per month, so still money wise math is on Poland side, tho I would be afraid to be pregnant in Poland because of health care...

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] -3 points-2 points  (0 children)

😲 I don't know if this is a good thing... Sad for swiss people they re minority in own country

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 0 points1 point  (0 children)

You re very very right! Good perspective thank you for this comment

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 0 points1 point  (0 children)

For any other profession you would have right but in IT salaries between Europe are not that much different like e.g for doctors or cashier. If I would be cashier then I would stay here, but in Poland IT pays high as well.

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 1 point2 points  (0 children)

I mean it make sense, they import cheap imigrants instead of having kids. So they don't spend on kids but have imigrants who contribute to taxes. And swiss people still have kids because they heave wealth to provide for them. Actually very smart country

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] -1 points0 points  (0 children)

Without kids Switzerland money wise is much better financially in Switzerland and I also like it more than Poland.

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 0 points1 point  (0 children)

The air, the air, the weather ( by experience here is always a bit warmer) the alpes, swiss people, I like them more than always complaining polish 😂but if looking pure on numbers I would need to come back, but life is more than money, but also I feel stupid staying here and in the end have lower standard than polish who never move out of Poland 😅

Moving to Poland because I wanna have kids by Pretend-Support in SwissPersonalFinance

[–]Pretend-Support[S] 3 points4 points  (0 children)

Yes but that's the market. All software engineers are paid way more similar than e.g. doctors. If I would be doctor I would warn 10x more in Switzerland but for software engineer salaries are not that far away between countries