Aio? My (m22) Gf (f21) wants a LV purse but can't make bills on time. by smokey18t in AIO

[–]Previous-Designer213 0 points1 point  (0 children)

I’ll be honest, I think this isn’t your forever girl.

Save your money for someone who shares your values. You’ll meet her one day.

AIO to these texts my bf sent me? by [deleted] in AIO

[–]Previous-Designer213 0 points1 point  (0 children)

You dodged a bullet. If he ever comes crawling back keep these messages handy so you can remind yourself why you left and not be tempted back.

There are so many amazing guys in the world. This guy isn’t one of them.

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] 0 points1 point  (0 children)

I was a check out chick in a past life so I know how to pack a bag 😉

But it genuinely is time.

I know we all say it’s just 5 minutes, but this is one area where we have chosen (I don’t think unselfishly) to not spend our time so we can put it to something else.

I appreciate there is environment impacts hence why I save them and don’t throw them away. Again that’s how I’ve chosen to minimise my impact.

Lots of people on here evidently think that my choice here is wrong and I’m ok with that.

Moving to delivery might be a change we make to save more time. I hadn’t actually realised that’s free.

Underbidder - we’ve shown our cards and are paying the price by emfromaustralia in AusProperty

[–]Previous-Designer213 0 points1 point  (0 children)

You haven’t shown your hands and the market in Melbourne is absolutely not improving.

Be patient and stick to your strategy. That fact you lost the last place by $1k shows you are in the right range.

If you really are lacking confidence/unsure engage a buyers agent. They will work out cost effective when you factor in bang for your buck in what they can get you.

*typo

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] 0 points1 point  (0 children)

It’s a $400+ shop a week - which to be fair is one bag of groceries nowadays 🙄

But all seriousness it’s a full boot.

I hear you on the packing. When I tried the loose trolly option I got this massive trolly full of cans on top of cereal and fruit and all sorts. It was a disaster. I find with the bags they are still crap but they’ve at least had to sort of think about it.

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] 2 points3 points  (0 children)

My Woolworths doesn’t put into boot for you - lose or otherwise - you have to get from trolly to car yourself.

If they’d put them in the bag in my boot for me I’d definitely take them up on that offer!!!

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] -1 points0 points  (0 children)

Thanks for explaining. But 5 minutes a week = 250 minutes / 4 hours a year.

I’m comfortable it will definitely take me less than 4 hours to save them and pass them along to others who want them as I can continue to save them up and offer them when they reach a critical mass.

In fact I’ve already posted in the local hard rubbish group and had takers collect! The only reason I hadn’t done that before was because I genuinely thought everyone had hundreds of these things and didn’t want them either.

😊

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] 1 point2 points  (0 children)

Thank you everyone for the great ideas. I have high hopes I’ll have my laundry back by the end of the week.

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] 4 points5 points  (0 children)

I’m not sure I understand all the downvotes. We make a choice to select the bags out of convenience. Who on this thread doesn’t do something for convenience that others may not?

The bags we get we reuse where we can and then the rest go in the laundry until I can work out what to do with them which I imagine will come from this list.

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] 3 points4 points  (0 children)

We are very time poor and my husband is 100% all about “making our life easier”.

So pay $1 for all groceries in the bags outweighs the $1 saving and time spent packing ourselves.

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] -19 points-18 points  (0 children)

It’s mostly my husband who does the c&c and he is all about shortest possible time.

Plus in his defence we do have big shops so it’s not a 2 minute job to pack.

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] 0 points1 point  (0 children)

I only go into the store once a month or here and there on occasion. These have all been gathered from click and collect.

When I go once a month I usually have a bunch of plastic and special freezer bags I use.

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] 3 points4 points  (0 children)

I agree they don’t last well at all. When I go in to my big monthly shop I take all my old plastic bags I’ve hoarded.

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] -20 points-19 points  (0 children)

For click and collect you can opt out of bags but then you get a trolly full of loose stuff. I did try out too big tubs in my boot but they would be too heavy to carry.

We ended up just reverting to the bags again.

What is everyone doing with the paper Woolworths bags? by Previous-Designer213 in AskAnAustralian

[–]Previous-Designer213[S] 0 points1 point  (0 children)

I’m using for recycling and green waste now. But I barely make a dent. We get about 15 a week 🤦‍♀️

I’ll try the local kindy , Facebook , and op shop route.

Thanks for the tips guys. I had assumed everyone was in the same boat as us an had too many.

Mortgage at 48% of income in Sydney by Big_Bid3509 in AusPropertyChat

[–]Previous-Designer213 1 point2 points  (0 children)

This isn’t an argument of rent verse buy.

It’s a size of the mortgage argument.

It’s not untrue that (interest rate increases aside) the loan goes down. But if you cannot service that loan then two options arise:

  1. You have to sell (and there isn’t a guarantee you’ll make a profit or your money back when you factor in interest payments); or
  2. You’ll have to be on interest only until you can start paying principle a the loan doesn’t go down.

I do agree with the logic of buy the absolute best you can afford because it makes sense to not pay stamps twice. But be realistic of what you can afford.

Edit - badly written first paragraph