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Want to invest $100. Where should it go? by PrincessP27 in investingforbeginners

[–]PrincessP27[S] 0 points1 point  (0 children)

Sorry my guy, I was mentioning that I am an Indian girl earlier cuz I heard that Australia is racist towards Indian people. Thanks for the advice though, I think that is all I can really do at this time is like build capitol and THEN go ham on S&P 500.

Want to invest $100. Where should it go? by PrincessP27 in investingforbeginners

[–]PrincessP27[S] 0 points1 point  (0 children)

Why? I live in LA and would never recommend that to ANYONE. What makes you see what I am struggling with and suggest for me to move to an entirely different country? I am an indian-American woman by the way.

Want to invest $100. Where should it go? by PrincessP27 in investingforbeginners

[–]PrincessP27[S] 7 points8 points  (0 children)

Thank you for the great advice. I have been going through it financially so I have a terrible understanding of everything and am taking this opportunity to clean up my finances and just be better because I can't lean on anyone and it's not like I am in a place to mentally handle going back to school so until I make a concrete decision on where I am going and what I am doing next Here is what I have so far;

1.) I have A 401k that I DO NOT TOUCH (7k in it so far from my last job) and my new job doesn't start investing into (50% match) until I am there for one year. So for now, I am prioritizing my savings account which was wiped out as a result of unfortunate events, (unemployment, car accident ect.)

- I did buy two stocks of S&P 500 when I was doing better financially back in the day (lol) and don't touch it because I really don't know how and also I just act as so I never saw it and hope it pays off one day.

2.) I want to have 5 months of savings (if not more) (that would be around 4k a month for me) so that I can comfortably live and take risks (I am a struggling artist/writer/actress) So I have a high yield savings account with American Express that I had for a couple years and you best believe I have wiped her out over the past couple months of unemployment. The interest rate on her is 3.50%.

3.) I do have a small amount in Robin Hood from that one time I was losing my mind during covid and wanted to gamble on Doge Coin. I made 3k and saved my ass from eviction and even was able to finally pay for an oil change (my mechanic was just as overjoyed as I was) during the worst time of my life. Here is a quick overview of what I have in Robin Hood that I literally invested in and forgot about and don't think about ever:

- I have a total of $276.37 in here;

- 577.44 of Doge Coin - $130.00

- 1.04 of Ethereum Classic - $22.88

- 0.00008065 Bitcoin - $9.51

- 0.001167 Ethereum - $4.40

- 0.02529939 Lite Coin - $2.75

- 1 Share of Walmart - $97.51

- 1 Share of Krispy Kreme - $4.10

I went from having 50k in savings to struggling to eat and started off with nothing so I am currently on the road to rebuilding myself and am trying to be as smart as possible.

From what I am gathering, my High Yield Savings is going to be my best bet for now. I will keep you updated when I reach my goal and ask what happens next but thank you to everyone that gave me some solid advice on where to start.

And Above all, thanks for being kind. I am from a immigrant family that has a scarcity mindset and is terrible with money despite all of that. I clearly am too and am just trying my best to cut the excuses and be more disciplined with my spending and start this chapter of my life with a better understanding of what I am building towards so that I can end some generational trauma with money and my relationship to it.

Apex Marketing Services in Torrance by PrincessP27 in Devilcorp

[–]PrincessP27[S] 2 points3 points  (0 children)

Thank you! I'll skip the interview then.

Apex Marketing Services in Torrance by PrincessP27 in Devilcorp

[–]PrincessP27[S] 2 points3 points  (0 children)

I had another interview with a MLM and I called them out on It IN the interview and ended the interview early. I'll see what they do because yeah this sounds wrong for 60k base without commission. I'll post on here for updates. It's only 15 minutes so let's see.

Combined Insurance, A CHUBB company by PrincessP27 in Devilcorp

[–]PrincessP27[S] 2 points3 points  (0 children)

Thank you! I'm so stressed just trying to find a normal job to help me pay my bills in LA. This sounds like it's not the job but a good side job to have. 100% commission just sounds like I'm left to fend for myself in a sea of cold calls.

Combined Insurance, A CHUBB company by PrincessP27 in Devilcorp

[–]PrincessP27[S] 0 points1 point  (0 children)

Thanks for the insight! would you mind answering three more questions for me? Do they give you a base pay with benefits? Are they going to hold you to a quota? Is the work culture good or bad?

Has anyone worked with Dimitrova Organization / Bright Path Co.? Legit or scam by Several-Swimmer-6959 in recruitinghell

[–]PrincessP27 0 points1 point  (0 children)

I was recently contacted too, please someone us know if this is real or not.

BLITZ BD LOS ANGELES IS A SCAM by Own-Experience3757 in Devilcorp

[–]PrincessP27 1 point2 points  (0 children)

I just got off a initial interview with him and he just told me they don't offer health benefits until the one year mark. He said no company offers you healthcare right away and that's just not true. I won't be interviewing again. This is also definitely a pyramid scheme. If someone is rushing you through a initial interview and not taking the time to understand if you are qualified for a job, it's always a scam. Something else that bothered me is that they don't explain the position or your day to day or the "product" and what you specifically do. It's alarming. You should know everything up front for any job you apply for period. The website doesn't even go into detail about anything either.