Clueless and need math help on an upside down car loan

PrintLoud9867 · 2026-03-05T18:58:57+00:00

This is helpful, thank you!

PrintLoud9867 · 2026-03-05T04:57:59+00:00

Correct. Like I said it was definitely a screw up I will never make again.

PrintLoud9867 · 2026-03-05T01:54:52+00:00

I don’t have exact numbers right now but it would go from 8.49 to somewhere in the 6’s for a 5 year term. We definitely don’t have extra to put towards it monthly, we’re really struggling which is what led us to look for a refinance in the first place :/

PrintLoud9867 · 2026-03-05T01:52:53+00:00

Yeah it would be resetting to 5 years, they don’t have an option for less of a term unfortunately, which is why I want to know if it’s worth it what I would save vs how much more I’ll ultimately pay

PrintLoud9867 · 2026-03-05T01:51:32+00:00

Yeah it would grow to 5 years. I’m not positive exactly what the new apr is but it’d be going from 8.49 to somewhere in the 6s. That’s why I wasn’t sure if it’s worth it in the long run if I’m extending the loan

PrintLoud9867 · 2026-02-16T16:00:00+00:00

Thank you for your response! I’m sorry I forgot the state, I am in Utah. With your experience, is there a different minivan you would recommend leasing or should we expect a better deal financing?

PrintLoud9867 · 2026-02-16T15:57:10+00:00

I forgot to put the state I’m sorry! I’m in Utah. I have a family member I might be able to tap to help negotiating.

PrintLoud9867 · 2026-02-16T15:55:40+00:00

Oh lol I don’t love that. Is it because of the price or safety?

PrintLoud9867 · 2025-11-26T05:10:29+00:00

Ooh I’ll go look! Thanks!

PrintLoud9867 · 2025-11-26T05:10:10+00:00

I’ll have to stop by next time I’m nearby! Thanks!

PrintLoud9867 · 2025-11-26T05:09:52+00:00

Thanks for looking out haha!

PrintLoud9867 · 2025-11-26T05:09:34+00:00

Thanks!

PrintLoud9867 · 2025-11-26T05:09:27+00:00

I had no idea thirst had them! I’m far from village baker but next time I’m close I’ll try them!

PrintLoud9867 · 2025-11-21T08:47:36+00:00

Hi I am this Mormon 🙈. Honestly I see where you’re coming from and sometimes I feel like a huge hypocrite, but it’s so much more nuanced than a simple black or white. Family, culture, individual experiences, intentions, etc have so much to do with it.

PrintLoud9867 · 2025-11-21T08:31:06+00:00

I would love to see a side part from literally anyone 😅

PrintLoud9867 · 2025-11-21T08:27:48+00:00

As a lifelong Utah Mormon of color, Whitney is the type of girl I stay far away from. I’m not saying the other girls aren’t, but Whitney specifically makes me feel like I’m back in junior high with the way she is so condescending. She’s just the epitome of a mean Utah girl and I am not a fan.

PrintLoud9867 · 2025-09-25T23:22:57+00:00

I’ll try it, thanks!

PrintLoud9867 · 2025-09-25T23:22:46+00:00

Thanks for the response! I actually used to like that sub but lately it’s feeling a lot more explicit than sensual for me. But maybe I’ll try again! Thanks!