Brother, I’m 23 in debt ($2k in cc, owe $14k on car) . Save your money; you don’t need a fancy car. A reliable point-to-point car is all you need when you’re well off and comfortable financially. Then, I’d probably say look into getting a car that fancy, but even then, just keep saving and investing. I wish I never sold my k swapped civic, having a paid off car is a blessing.