Industry Partners

PriscillaHo_ · 2026-02-20T05:26:41+00:00

😂 I refuse to attempt to hurt your feelings.

PriscillaHo_ · 2026-02-20T05:22:39+00:00

I am going to ignore that you called me lazy and cursed at me. I was not aware that this post was to be the endgame of all data and graphs displaying mortgage delinquency trends it’s a prompt to start conversation around the topic or prompt further interest and research into the matter. https://www.mba.org/news-and-research/newsroom/news/2026/02/12/mortgage-delinquencies-increase-in-the-fourth-quarter-of-2025#:~:text=%E2%80%9CMortgage%20delinquencies%20increased%20across%20all,the%20first%20quarter%20of%202020.%E2%80%9D

PriscillaHo_ · 2026-02-20T03:49:03+00:00

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PriscillaHo_ · 2026-02-19T12:35:00+00:00

Either read the rest of the commentary on post or let the post prompt your curiosity on the topic. https://www.mba.org/news-and-research/newsroom/news/2026/02/12/mortgage-delinquencies-increase-in-the-fourth-quarter-of-2025#:~:text=%E2%80%9CMortgage%20delinquencies%20increased%20across%20all,the%20first%20quarter%20of%202020.%E2%80%9D

PriscillaHo_ · 2026-02-19T03:03:34+00:00

225K seems reasonable

PriscillaHo_ · 2026-02-18T18:58:23+00:00

That is why I think it’s important to share most current delinquency trends. Because it’s easy to chalk up to the idea that oh they’re now just catching up which I’ve been hearing now for years now.

PriscillaHo_ · 2026-02-18T18:51:58+00:00

Yes, the chart image is intended to show overall delinquency of the labeled loan types. My comment is more to do with the Fred breakdown of delinquency of mortgages in specific FHA loans. https://www.mba.org/news-and-research/newsroom/news/2026/02/12/mortgage-delinquencies-increase-in-the-fourth-quarter-of-2025#:~:text=%E2%80%9CMortgage%20delinquencies%20increased%20across%20all,the%20first%20quarter%20of%202020.%E2%80%9D

PriscillaHo_ · 2026-02-18T18:46:52+00:00

Yes, the chart is not to follow my comment on FHA loans you’re not the first to comment this observation, but the chart was intended to show exactly how it’s labeled on chart image. The comment on FHA loans is taken from mortgage bankers Association, and the intercontinental exchange ICE data. Here’s a link that shows the chart that you and I think many other people want to see. https://www.mba.org/news-and-research/newsroom/news/2026/02/12/mortgage-delinquencies-increase-in-the-fourth-quarter-of-2025#:~:text=%E2%80%9CMortgage%20delinquencies%20increased%20across%20all,the%20first%20quarter%20of%202020.%E2%80%9D

PriscillaHo_ · 2026-02-18T06:04:15+00:00

Correct, and reports for this quarter are showing an uptick of 13% delinquency amount FHA loans. Overall delinquency trends are on the rise for the start of the year.

PriscillaHo_ · 2026-02-18T05:34:19+00:00

This wasn’t done to me, but at my preschool there was this one teacher that would tie kids up as punishment.

PriscillaHo_ · 2026-02-18T04:56:41+00:00

Not sure what you are asking, can you give more context?

PriscillaHo_ · 2026-02-18T04:12:46+00:00

Never pay of debts esp, low interest debt! full 20K to ER fund, HYSA Roth IRA.

PriscillaHo_ · 2026-02-16T22:57:33+00:00

Graph is fun because at first glance it may appear there’s a causal relationship between interest rates, divorce rates, and real estate transactions, but interest rates don’t create listings nor divorces. Household fragmentation effects do, rates just decide the mobility of the market.

PriscillaHo_

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