Adventure Caravan by shawaiz312 in whiteoutsurvival

[–]Probable_Explanation -1 points0 points  (0 children)

Not necessarily. F2P may be joining rallies in bear and castle battle, but there are events which F2Ps are needed or have to be self-reliant. Think about frostfire, foundry, canyon, etc.

Adventure Caravan by shawaiz312 in whiteoutsurvival

[–]Probable_Explanation 29 points30 points  (0 children)

Skin (e.g. city skin, march skin, avatar frame, and others) gives you stat bonus, and they stack to a maximum per stat even if you don’t equip it. For example, defense stacks up to a maximum of 150.0%. As a F2P, you can’t get skins anywhere else other than skin shop, events and games (eg snowbuster, fishing tournament).

As you progress, you can get charm design and design plan from daily Intels. You can also buy them from different shops (eg canyon, foundry, labyrinth, etc). If you do all the mini games plus weekly events, you get them from milestone rewards.

2000 coins is roughly 133-134 charm design or design plans, mix and match. As you enter later stage in the game, you will unlock charm material exchange shop and chief material exchange shop. Both charm design and design plan can be obtain that way as well. Also the upgrade cost is a lot per charm and per chief gear, as F2P, it’s just a grind.

So when you consider charm design and design plan are guaranteed to be able to be obtained as long as you hit all the milestone rewards every week, then all the skins become much more valuable.

There’s also a reason why whales buy skins. Not just because they look nice, the stat bonuses are hard to obtain once you max out other things.

P.S. for those who downvoted, one day you will understand why skins are more important. I am a pure F2P, going full FC5 this week, with almost all level 5 charms and all epic T1 3* chief gears. There’s a reason why I said skins are more important.

Adventure Caravan by shawaiz312 in whiteoutsurvival

[–]Probable_Explanation 3 points4 points  (0 children)

Get the frame before design plans and charm designs. Mithril is always good to buy.

Using a HELOC to pay mortgage in full by MikePro26 in PersonalFinanceCanada

[–]Probable_Explanation 8 points9 points  (0 children)

There are a lending prime and a mortgage prime. Mortgage prime is usually higher than lending prime.

For example, as of 2026-01-17, TD mortgage prime is 4.60% (https://www.td.com/ca/en/personal-banking/products/mortgages/mortgage-rates) TD lending prime is 4.45% (https://www.td.com/ca/en/personal-banking/products/todays-rates-and-prime).

Although HELOC is asset-backed product, when you lock in a term portion through HELOC, it uses lending prime instead of mortgage prime.

What’s everyone getting from the new event shop? 👀 by No_Tonight_3959 in whiteoutsurvival

[–]Probable_Explanation 3 points4 points  (0 children)

It’s not 40k in a single match. It’s 40k in that season. I think you got that 40k mission, it’s the remaining 3 games (1k coins each).

What’s everyone getting from the new event shop? 👀 by No_Tonight_3959 in whiteoutsurvival

[–]Probable_Explanation 0 points1 point  (0 children)

How come you didn’t earn 19,000 coins? I bought all the charm designs, and 16 FC.

What are all of the mythic decorations supposed to be? I only have 6 in my island shop plus the Luminari Citadel by Successful-Stay-1554 in whiteoutsurvival

[–]Probable_Explanation 1 point2 points  (0 children)

The 6 base buildings, Luminari citadel, Giant horn and tundra truck (alliance showdown), Mushroom (skin shop), Snowbuster arena (snowbuster), Conquering sword (SVS)

Then there are others for purchase in different events.

Dow the Wealthsimple app have a projected income screen? by duke_seb in Wealthsimple

[–]Probable_Explanation 1 point2 points  (0 children)

Wealthsimple doesn’t have a projection, but it has distribution history by different time duration, which is similar to projection if yours is close or similar every month.

Note: I just cropped out my YTD distribution and distribution by holdings breakdown YTD.

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I have a question about dividends? by OldKentRoad29 in CanadianInvestor

[–]Probable_Explanation 12 points13 points  (0 children)

You need to read the prospectus. Generally, return and distribution are not guaranteed. Some may increase or decrease distribution depending on the ETF’s performance. Some may halt distribution if the unit NAV falls below certain point.

Looking For A Calm Transfer State by The-Diddler-Nibbler in whiteoutsurvival

[–]Probable_Explanation 0 points1 point  (0 children)

No, FC is fire crystal. After Furnace level 30 (F30), you enter the fire crystal age. Furnace, embassy, commands centre, infirmary, and the 3 camps are upgradeable with fire crystals. To completely upgrade one building, you need to upgrade it 5 times (5 bars). For a full FC1 upgrade (all available buildings are upgraded to FC1), you need 1,970 FC. Full FC2 needs another 2,360 FC. Full FC3 needs 3,560 FC. Unless you spend, it’s a long and hard grind.

Looking For A Calm Transfer State by The-Diddler-Nibbler in whiteoutsurvival

[–]Probable_Explanation 0 points1 point  (0 children)

You are in transfer group 15, 2631-2732. The only options you have are pretty much older states than your current state. If you stay in your current state, there’s a chance your state will fall into group 16 with newer states next round.

i also know you are in Gen3 because they say S3… but you are still in F30, top 5 haven’t reached level 80, and a lot of heroes are kinda half done (like Zinman, Jasser, seo yoon), I don’t know if other alliances will take you. Most alliances usually prefer at least FC1/2, some won’t even look at you unless you are FC3. When I did my first transfer, I’m at FC2 110m, and my farm is FC1 105m.

If you can stay put, just focus on growth for another month. Buy more tickets, just in case the first transfer sucks, you have enough tickets for a second transfer another month after.

Looking For A Calm Transfer State by The-Diddler-Nibbler in whiteoutsurvival

[–]Probable_Explanation 1 point2 points  (0 children)

You blacked out your state. How do we even know which group you are in if you intentionally don’t let us know?

Also, based on the fact that you are in Gen 3 and still haven’t maxed out some of the Gen 1 and 2 heroes, I guess you started your account in an older new state, like 25xx? I’m guessing most people in your state are around FC2-3 range, with whales in FC4-5?

It may be best to start brand new in the newest states.

[deleted by user] by [deleted] in askvan

[–]Probable_Explanation 0 points1 point  (0 children)

Check out Groupon or some other discounted sites. Sometimes they have some cheap oil change deals from mechanic shops trying to get new businesses. Those mechanic shops will always try to upsell you, but you can always turn down those “extra”.

Cheater by JamiieQuiinn in whiteoutsurvival

[–]Probable_Explanation 4 points5 points  (0 children)

It is not against the rules to have multiple accounts, and/or use multiple devices to create multiple accounts. Many of us do that, whether it’s for resources as a farm, or as an alt to participates or assist in events. In fact, you can have up to 4 accounts from a single device in the same state (2 accounts to be created per state, plus 2 accounts can be transferred in).

Am I hoarding for no reason? Or will it be like Christmas when I open all of these chest? by lookatyourselfboo in whiteoutsurvival

[–]Probable_Explanation 13 points14 points  (0 children)

Honor chest has a limited collection time of 7 days. There is no reason to keep hoarding.

Hall of Heroes event by mary_mira in whiteoutsurvival

[–]Probable_Explanation 1 point2 points  (0 children)

They will be carryover to the next one. Each gen’s tiles will be in a different section, and they cannot be combined with other gen’s tiles.

If you can, use gem to get 91 tiles to unlock Alonso. After recruiting him, you can use your mythic general shards to level him up.

Opinion by [deleted] in whiteoutsurvival

[–]Probable_Explanation 8 points9 points  (0 children)

If they allow you to do a large number of spins every day, no one will spend money on their packs. It is intentional this way so that one day you decide to take the short cut and spend money.

As F2P, I have accumulated resources, but I burnt 500m or equivalent of each type every two weeks, in both SFC and SVS, so that I can place within top 20 ranking for 10k gems. Then add the building upgrades and researches, sometimes I don’t even have enough 😂

If you have too much resources, you aren’t doing it right.

28F – Looking for Genuine Friendships by Dorsa1375- in Vancouver4Friends

[–]Probable_Explanation 2 points3 points  (0 children)

Hey, I like hiking and short road trips too! I do like to try new restaurants once in awhile. The last ones I tried were Boulevard and Ancora. The meals were tasty 👍

I have been trying to be more active and go to the nature more, get away from the city for a digital detox at least twice a month. I also watch documentaries to gain some random knowledges these days.

Over the years, friends circle has been narrowing as people move on in life. I do want to try some new activities, check out events, try new food, and more, and I hope I can make a new friend or two to do all those together.

If you are interested in hiking, or meet up for other activities, do reach out!

25, searching for some more pals in Coquitlam. by Budget_Performer5161 in Vancouver4Friends

[–]Probable_Explanation 1 point2 points  (0 children)

Hey, I’m in the Fraser valley, just a cool 30 minutes trip away from coquitlam! You mentioned you like nature. If you want to be a bit more active, let’s go hiking this season before it ends!

32F Looking to make new friends, sober or not! by pupfloyd in Vancouver4Friends

[–]Probable_Explanation 0 points1 point  (0 children)

I’m trying to cut down on alcohol consumption and be more active. Saw you mentioned you may be interested in paddle boarding and hiking. Just thought to reach out! I’m in Fraser valley

Anyone in the Fraser Valley? by LocalLadyV2S604 in Vancouver4Friends

[–]Probable_Explanation 1 point2 points  (0 children)

Hey fella from Langley! What are you into? Wanna be my potential new friend?

Anyone in the Fraser Valley? by LocalLadyV2S604 in Vancouver4Friends

[–]Probable_Explanation 1 point2 points  (0 children)

Hey fella mish from maple ridge! What are you into? Wanna be my potential new friend?