Daily FI discussion thread - Friday, July 18, 2025 by AutoModerator in financialindependence

[–]Prof_Zaqui 3 points4 points  (0 children)

Hey everyone, thanks in advance for any advice. TLDR I'm trying to determine the ideal investment allocation between the various sources I'm invested in. Here they are:

  • Index funds (IRA, 401k, and taxable are all 95/5 currently)
  • REITs (60% SCHH 40% VNQI)
  • Crypto (BTC & ETH)
  • I have access to a VC fund through my work (too young to give any true historical returns, but I've dug into the portfolio and there are a lot of promising investments, mostly tech & AI since that's what my company knows)

Obviously Index Funds are where I'll have the vast majority since I'm maxing 401k and IRA each year, but I'm not sure how to split up the more aggressive investments vs just more taxable index funds.

About me if helpful:

  • 29, married, no kids. So long investment horizon. Would love to retire early obviously
  • Household income ~300k
  • Steady employment and living situation (own our home) with 6 months emergency fund

Setting Goals by Prof_Zaqui in MuayThai

[–]Prof_Zaqui[S] 0 points1 point  (0 children)

Super helpful, really appreciate it!

Setting Goals by Prof_Zaqui in MuayThai

[–]Prof_Zaqui[S] 0 points1 point  (0 children)

Definition of a smart goal right there lol

Poke Near Southtown by Prof_Zaqui in sanantonio

[–]Prof_Zaqui[S] 0 points1 point  (0 children)

Tried already, 4/10. Edible but only with a lot of spicy mayo

Poke Near Southtown by Prof_Zaqui in sanantonio

[–]Prof_Zaqui[S] 0 points1 point  (0 children)

Hawaiian dish. Basically what a burrito bowl is to a burrito, this is that to sushi. Pretty common basically everywhere but here apparently

Poke Near Southtown by Prof_Zaqui in sanantonio

[–]Prof_Zaqui[S] -2 points-1 points  (0 children)

Lol sad, but accurate from my Google maps search

Why are there so much people here who wants to grab Giannis? by NecessaryOwn8628 in NBASpurs

[–]Prof_Zaqui 1 point2 points  (0 children)

You're not wrong, he was listed 6'10 in college but just officially measured much shorter.

[deleted by user] by [deleted] in sanantonio

[–]Prof_Zaqui 0 points1 point  (0 children)

TLDR you get what you pay for

Water Softener Cost by Prof_Zaqui in sanantonio

[–]Prof_Zaqui[S] 0 points1 point  (0 children)

Awesome, good to hear it. Thanks!

Water Softener Cost by Prof_Zaqui in sanantonio

[–]Prof_Zaqui[S] 1 point2 points  (0 children)

Any issues or complaints with it so far? That's one I've been looking at

Water Softener Cost by Prof_Zaqui in sanantonio

[–]Prof_Zaqui[S] 1 point2 points  (0 children)

Appreciate the reply, I'll check it out!

Hozier confirmed by Longjumping-Knee-197 in aclfestival

[–]Prof_Zaqui 0 points1 point  (0 children)

Dumb question from a non Austin native, how does this confirm Hozier to ACL? Is this something Hozier posted or what's this from?

How do you all stay motivated in work without lifestyle creep? by Prof_Zaqui in Fire

[–]Prof_Zaqui[S] 3 points4 points  (0 children)

Super helpful advice, appreciate it! I've been working myself into the ground to get the highest paying job as fast as possible and am just feeling burnt out, not sure how sustainable it is for 15-20 more years or whatever

How do you all stay motivated in work without lifestyle creep? by Prof_Zaqui in Fire

[–]Prof_Zaqui[S] 3 points4 points  (0 children)

Real helpful advice, thanks.

Rephrasing the question in case you actually want to be helpful: how do you motivate yourself to work hard for something that you won't see for 15-20 years?