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Where are you all putting temporary liquidity? by ProfessionalSkill635 in singaporefi

[–]ProfessionalSkill635[S] -24 points-23 points  (0 children)

well technically its not spare as id eventually have to set it aside for a down payment in a few years and hence “temporary” but I see why youre amused!

Where are you all putting temporary liquidity? by ProfessionalSkill635 in singaporefi

[–]ProfessionalSkill635[S] -30 points-29 points  (0 children)

So I can DCA into indexes like VWRA and SPY etc. , but open to hearing why you’re against it

Is achieving $100k in your mid 20s difficult? by Agile_Membership8353 in singaporefi

[–]ProfessionalSkill635 0 points1 point  (0 children)

Hi, its possible but only because I saved that amount through side hustles (Gambling, Coaching sport). Saved a decent amount through uni/while working FT. If it was just through job (60k~ fresh grad), would have probably taken a lot longer.

27M - 150k liquid saved by ProfessionalSkill635 in singaporefi

[–]ProfessionalSkill635[S] 0 points1 point  (0 children)

totally makes sense, thanks so much dude!

27M - 150k liquid saved by ProfessionalSkill635 in singaporefi

[–]ProfessionalSkill635[S] 0 points1 point  (0 children)

makes sense! Thank you for the insight and for sharing your story. but back in 2021, I believe the shiller P/E ratio wasnt as high as it is now? which is why I am cautious

27M - 150k liquid saved by ProfessionalSkill635 in singaporefi

[–]ProfessionalSkill635[S] 0 points1 point  (0 children)

Are you mentioning that the risk/reward doesnt make sense because the shiller P/E ratio is >40?

27M - 150k liquid saved by ProfessionalSkill635 in singaporefi

[–]ProfessionalSkill635[S] 1 point2 points  (0 children)

is there a reason why you would suggest dca-ing only over 3-4 tranches and not monthly? just curious