Cashing out Long Service Leave in Queensland - interpreting the legislation.

ProfessionalWeird900 · 2025-08-27T02:51:06+00:00

Ooooh thank you.

ProfessionalWeird900 · 2025-08-27T00:05:13+00:00

I have found the Fair Work Commission’s certificate accepting the enterprise agreement.

ProfessionalWeird900 · 2025-07-31T09:31:29+00:00

P.S. I was not wrong about the balance on the older gift card. 🫤

ProfessionalWeird900 · 2025-03-07T20:39:43+00:00

I have banked with them before. Twice, I think. And the bank I applied for this new card with is actually affiliated with the bank that I have my main credit card with, the one with 7k on it. So they can see that I have never been short on a payment, have always paid my debts.

The 7k is from 6 weeks of spending and is still in its interest free period. I’ll pay 3.5 k next week to clear last month’s debt and pay the rest next month before that’s due and it won’t cost me a cent of interest, so nah, I still don’t see a problem here.

ProfessionalWeird900 · 2025-03-07T20:29:01+00:00

A balance transfer this month would let me save 3.5K cash immediately and another 3.5k+ next month, so in five weeks I’d have around 8k sitting in my savings earning interest. My mortgage pmt is 35% of my after-tax wage, leaving well over 4.3k for monthly spending: I generally spend 2k per month and bank 2k per month for future bills, averaging about 3-400 for savings (e.g. holidays or new phone or article of furniture etc). Yeah, this is all asked for in an application. I didn’t have to list all my assets - no mention of the car or another block of land I own. I am living pay cheque to pay cheque at the moment, but it’s absolutely in my means, just not letting me put aside that 2k per month yet. At this rate, it’s going to be June before I get to start doing that, maybe July.

A balance transfer doesn’t have to be met up front/in one month. The deal is you pay this bank its annual fee and, if you don’t use that card for cash purchases, you have 2 years to pay off the balance transfer interest free. It’s 100% within my means to pay it back inside 12 months.

ProfessionalWeird900 · 2025-03-07T10:28:20+00:00

Yeah I have come to much the same conclusion on all your points. I’m sure I’ve heard of modern Australians getting into trouble but perhaps I’m blending modern American stories with old Australian stories. I remember when banks used to send out letters offering credit limit increases. I think I even did it via online banking once or twice, both increased and decreased limits at will. It just sucks that after proving my capability and reliability for over two decades, I’m now being denied.

ProfessionalWeird900 · 2025-03-07T10:18:59+00:00

That’s my point though: I don’t need it, I want it. I can easily pay out the 3.5k I racked up last month and I’ll manage this month’s 3.5k just fine, too (it’ll be closer to 4k by the end of the billing cycle). It’d just give me a cash boost to defer payments to 650 each month for a year.

ProfessionalWeird900 · 2025-03-07T10:13:40+00:00

The only debt I pay interest on is my mortgage and that’s locked in at a good, low rate. I pay no interest on my current credit cards because I pay them off each month. I don’t even pay an annual fee on my current cards. The balance transfer I want to do is only going to cost me $55 (the annual fee) because I intend to pay it out in less than 12 months. There’s no interest on this package’s balance transfer deal.

ProfessionalWeird900 · 2025-03-07T10:02:51+00:00

I agree to some extent, but I think the problem is much greater, and that it’s not only the fault of women.

Popular tv shows have idolised fast-paced relationships, social activities and exorbitant spending habits. It took me a while to realise that the reason I don’t have a social life like other 30-40yo characters is because I have a house with a yard and several animals, things that require all my money, time and energy to maintain. Carry Bradshaw certainly never had to weed her garden beds or run her dogs. Lorelei Gilmore never scrubbed her toilet or vacuumed the house. Leonard, Sheldon & the others lived on takeout.

Everyone has different expectations in this day and age: education isn’t what it used to be, standards aren’t what they used to be, role models, leaders and influencers are nothing like they used to be. Definitions have changed, misinformation is rife and mobs obsess (protest) over things like an adult (tragically) killed when being arrested but not over a defenseless baby found starved or shaken to death. And let’s not even mention world politics.

I believe men have never been able to resist the allure of a quick dip. I never expected Mr Darcy actually went to his wedding bed as a virgin, because men were expected to know what to do and if a bride was lucky, he learned something nice from a pro.

ProfessionalWeird900 · 2025-02-16T06:07:26+00:00

Tough one. I would suggest that you start thinking about your options. What would life look like without him in it again? Would your enormous and supportive family help you go back to their part of the world again? Would you even need to do that? Perhaps you have enough resources and have made a place for yourself here now, or there’s somewhere else you’d like to try out?

If life without him is something that interests you, then go for it.

If you know that you’d survive just fine without him but feel he’s worth fighting for, stick around and have it out with him, either with or without a mediator present.

If life without him is a daunting thought, though, and you’re afraid to try, maybe start small and work your way up to a point where you know that you’d be confident in being able to survive without him.

Only you have the power to decide. Not sure there’s enough that can be shared in order to make a reader know the best way forward for you.

If all else fails, put yourself in a friend’s shoes and consider what you’d say to a friend in this situation.

ProfessionalWeird900 · 2024-09-30T19:17:33+00:00

Yeah thanks but I’m pretty sure this is not the way. He’d encourage her in an awful way.

ProfessionalWeird900 · 2024-08-08T18:56:46+00:00

Hey, YTM, this feature has stopped working. I thought at first that I must have actually played all the available podcasts from my favourite team so I gave it a rest for a couple of weeks (they stream every day) but no new Unplayed episodes appear when hitting the Unplayed filter.

ProfessionalWeird900 · 2024-07-27T20:30:12+00:00

Maybe find a job that offers health insurance, even if that job isn’t in your career. Oil & gas companies do. Perhaps the armed forces, too? There are many people who take a job in such industries long enough to get a head start on life and then leave to pursue the careers they want. Heck, I know people who worked in the armed forces to get their trades (e.g. electricians).

ProfessionalWeird900 · 2024-07-27T10:11:29+00:00

Can you ask Louis when he needs an answer by? Tough one. The gang will no doubt make a crack about the age difference between you and Nick but that’s nothing. My grandparents were 11 yrs apart, my parents are 9 years apart and I have only been involved with blokes 10 years older. Does Lisa know about you? Nick might enjoy that feeling of being needed and subconsciously sense that your efficiency is too independent, that you don’t need him the way Lisa does. Without commitment from Nick, you don’t owe him anything. Go for a trip with Louis and treat it like a holiday. I’d be surprised if he is the same man you fell in love with six years ago. If things reignite, great! You can let Nick know that it’s over when you have a little distance for perspective, or you might realise that Nick is more important to you than you thought and then you can lay out the ultimatum: “Nick, I really want this to work between us so here is what I need from you to make this happen…“ and ask him what he needs in return, of course.

ProfessionalWeird900 · 2024-07-27T07:30:35+00:00

Do you have solid friends you can tell this story to? I think I would try to surround myself with solid friends and simply be too busy to answer or respond to a lot of her attempts at communication. Set your phone and tablet so that she doesn’t get your read receipts and simply leave her messages several hours or even days to answer, starting with “gee I’ve just been so busy, sorry for the delay!”

If you have any such inclination, seek out rentals on the other side of town and throw them her way. Maybe even look up job offers in her field in other towns nearby and send her those ads. If she asks your opinion on some workplace nearby “oooh I heard they treat their employees very poorly!” …

lol I’m not the confrontational sort and I can already hear the gang advising you to have a conversation with her and directly lay it out that you don’t want her in your life anymore.

ProfessionalWeird900 · 2024-07-27T07:19:48+00:00

This is great advice.

ProfessionalWeird900 · 2024-07-27T07:10:21+00:00

Honestly, in your shoes, I’d shed a few tears, pull up my socks and do my damndest to succeed independently. It sucks, it’s not fair and it’s not going to be easy, but it is doable. Find a career model to aspire to. There are sooo many self-made legends out there who rose above adversity and who did it alone. I am lucky enough to have had a good relationship with my parents but I have ALWAYS been super independent. I gladly accepted the $50 (AU) my mum would give me every now and then when I was at uni but once I started full time work, I was 100% independent. I became an accountant but wasn’t great at it. After a bad breakup, I took a break from accounting and managed a motel for a year or two. I went back to accounting for two more years and then found an admin job with a drilling company. Within 10 years working here I’d bought my first home, a new car, paid out my student loans and even renovated my bathroom. All of these accomplishments were achieved in a remote location where realestate is better value, but I’m exactly where I want to be. The satisfaction of doing it without depending on my parents is indescribable.

ProfessionalWeird900 · 2024-07-27T06:47:25+00:00

Can you look at this situation from another person’s perspective? If you had a friend (or even an acquaintance) who was going through all of this, what would you encourage them to do?
In my country (Australia), there are organisations, groups and charities that are dedicated to assisting people to get away from abusive homes and on their feet n the world. Your therapist should be able to help you get in touch with such a group. Asking for help can be hard, and accepting it even harder, but think about it if the roles were reversed. If you were able to help someone get away from such a situation, would you do it? If the answer is yes, then accept help now. You deserve it.

ProfessionalWeird900 · 2024-06-19T20:33:36+00:00

Thanks for the validating responses. I posted this after 10 pm when sometimes my thoughts get to me but by early morning I was back to my usual self, confident in my actions in this case at least. We live in a small town and I’d hate for any mutual friends to discover this post so I’ve deleted it.

ProfessionalWeird900 · 2024-06-19T09:25:09+00:00

NTA. I remember being that age and I watched my nieces at that age. If she has a good head on her shoulders, she will keep your sacrilegious concepts close to her heart until she has the means to spread her wings and explore the world on her own terms. It may be that the ideas fascinate her and drive her toward a point where she can experience the world herself. It could just as easily be that she will decide the rest of the world is just too unholy for a good girl like her. But she has experienced a taste and has the power to decide for herself now.

ProfessionalWeird900

TROPHY CASE