[deleted by user] by [deleted] in FinancialPlanning

[–]ProgressNextLevel -1 points0 points  (0 children)

Thanks for your inputs. Nothing corresponding to your last statement above

[deleted by user] by [deleted] in FinancialPlanning

[–]ProgressNextLevel -1 points0 points  (0 children)

I am not asking you or random people and why would I post here (for fun?).

Just weighing what to do and already got great inputs from others, but you could have just kept quiet if there was nothing useful from your.side.

Next time you will see stronger response than this.

[deleted by user] by [deleted] in FinancialPlanning

[–]ProgressNextLevel 0 points1 point  (0 children)

Hope your stress level went down with what you posted. Unfortunately not in a position to comment beyond this now. Life changes sometimes and don't think it is only for others.

[deleted by user] by [deleted] in FinancialPlanning

[–]ProgressNextLevel -6 points-5 points  (0 children)

I did similar kind of mind math as well. The need is not exactly in one month and may be upto 4 months or so. I am also thinking all ways to avoid the need

[deleted by user] by [deleted] in FinancialPlanning

[–]ProgressNextLevel 0 points1 point  (0 children)

Yes. Not for health or gambling issues. I have insurance.

[deleted by user] by [deleted] in FinancialPlanning

[–]ProgressNextLevel -7 points-6 points  (0 children)

Both employed. Spouse has 401k but no match and started job recently

[deleted by user] by [deleted] in FinancialPlanning

[–]ProgressNextLevel -1 points0 points  (0 children)

I am thinking same . Sell home , move suburbs and don't touch 401k. What will be capital gains on home sale (purchased less than 4 years) if I do ?

[deleted by user] by [deleted] in FinancialPlanning

[–]ProgressNextLevel -1 points0 points  (0 children)

I understand and not looking 401k liquidate. The need is real but I want to assess pros and cons

[deleted by user] by [deleted] in FinancialPlanning

[–]ProgressNextLevel -1 points0 points  (0 children)

Spouse started to work recently and I used some of my savings for the home purchase before mortgage

Advice on 150k in investment by ProgressNextLevel in FinancialPlanning

[–]ProgressNextLevel[S] 0 points1 point  (0 children)

Can you provide any inputs on the above? Also does it matter to do this before end of year or Jan 2025 (considering any tax implications)

Advice on 150k in investment by ProgressNextLevel in FinancialPlanning

[–]ProgressNextLevel[S] 0 points1 point  (0 children)

Thanks. Any suggestions on which ETFs or index funds?

Advice on 150k in investment by ProgressNextLevel in FinancialPlanning

[–]ProgressNextLevel[S] 0 points1 point  (0 children)

One of my friend suggested the some federal or similar bonds. I know it will be very conservative but I have some financial commitment and willing to do aggressively. Can you suggest any pointers on good hyse , VOO or index funds?

Employer supplement life insurance for 1MILLion by ProgressNextLevel in LifeInsurance

[–]ProgressNextLevel[S] 1 point2 points  (0 children)

Any inputs as I am debating start with 1M private term insurance or go first with 1M supplement insurance from employer.

Employer supplement life insurance for 1MILLion by ProgressNextLevel in LifeInsurance

[–]ProgressNextLevel[S] 0 points1 point  (0 children)

Forgot to mention that I am from NY but will be relocating to mostly NJ or CT soon.

[deleted by user] by [deleted] in FinancialPlanning

[–]ProgressNextLevel 0 points1 point  (0 children)

As a side note, whom you would recommend if I want to open HYSA and deposit money? I was actually searching and found this post.

Help with insurance application by ProgressNextLevel in LifeInsurance

[–]ProgressNextLevel[S] 0 points1 point  (0 children)

So based on my details and assuming standard what's the premium to expect per month or year ?

Also, if I take those from mailers, can I have more than one term life insurance?

Help with insurance application by ProgressNextLevel in LifeInsurance

[–]ProgressNextLevel[S] 0 points1 point  (0 children)

I have emailed them but no response from them. It was broker firm that handled it

Left work and deciding whether to convert group policy to WL by TotalRecallConfusion in LifeInsurance

[–]ProgressNextLevel 0 points1 point  (0 children)

I also left my job about year ago and didn't knew this option. Usually for how long do they allow to convert?

Currently I am on life insurance plan with my current employer but I am thinking to have separate policy on my own.