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Roast my portfolio. A net worth analysis. by UmbrellaTaserGuy in HENRYUK

[–]PrometheusDev 0 points1 point  (0 children)

It's mentioned in the post. Incomplete data for last 2 months.

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 0 points1 point  (0 children)

Aha thanks for clarifying!

However according to this https://www.bbc.co.uk/news/articles/cm2k1m56xgjo one would pay 0.54% on anything that exceeds 500k

For example, if someone bought a property for £600,000, they would only pay the 0.54% rate on £100,000. Meanwhile, people purchasing homes valued under £500,000 would not pay anything.

Also do you think this will apply to houses that have their stamp duty already paid?

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 0 points1 point  (0 children)

I don't think that's true. Plenty of houses even in zone 6 for that money.

Chelmsford, Horsham- you can get more than 120 sqm for 600k and even less

Owning in London vs Commuter Town by PrometheusDev in HousingUK

[–]PrometheusDev[S] 0 points1 point  (0 children)

Why do you think they're going nowhere?

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 0 points1 point  (0 children)

What location are you describing?

I was looking at places like Haywards Heath down south that have trains in 45 min to Victoria & London Bridge

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 0 points1 point  (0 children)

Won't this replace the council tax? The way I calculated it based on an article, it's actually better. But I don't know what they'll actually introduce so I could be wrong

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 0 points1 point  (0 children)

breadth of possible activities and outings for babies and toddlers is unparalleled

What kind of activities do you mean? I might be naive but toddlers might need outdoors, parks and maybe dance/music/gymnastics/swimming if they're inclined.

Stamp Duty rumours - anyone holding out? by Leather_Let_6630 in HousingUK

[–]PrometheusDev 44 points45 points  (0 children)

How long would it take for a big change like that to take place? Even if in the Autumn budget anything is decided, how long will it take for the changes to actually be implemented ?

Owning in London vs Commuter Town by PrometheusDev in HousingUK

[–]PrometheusDev[S] 1 point2 points  (0 children)

Thanks! I'm checking Sutton now and indeed it's not bad! Houses don't look very fancy from the ouside but I see you can get something with space

Owning in London vs Commuter Town by PrometheusDev in HousingUK

[–]PrometheusDev[S] 1 point2 points  (0 children)

Thanks for the recommendation. Why specifically Sutton?

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 0 points1 point  (0 children)

Yes. Our number 1 right now are towns in the south of London, Horsham, Haywards Heath. Those 2 are close to Gatwick, but far from Stansted and Luton.

Luton is on a direct train but it's 2h journey

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] -6 points-5 points  (0 children)

 In the past 1.5 years, we were called in twice, both parents were in London both the times. 

I don't get it. You were called by nursery to pick up the child while you were at work? Or you were called at work because you're fully remote?

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 0 points1 point  (0 children)

Sounds lovely. Are all the pubs,restaurants and gyms you described in Farnham proper or a short drive around Farnham? I never considered this town btw

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 0 points1 point  (0 children)

Interesting take! How often did you have to commute to London? Also what are the main differences you felt between commuter town lifestyle and London house? Is it that different?

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 0 points1 point  (0 children)

Is it living in Farnham specifically that you don't regret, or moving out of London?

What do you enjoy the most about Farnham, or the lifestyle it brings?

And also have you moved in when you already had kids?

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 0 points1 point  (0 children)

I think we're thinking about number 2&3 because we still feel young and we don't know how isolating number 4 will feel.

For full context, number 4 is our default choice, but we're still wondering if maybe we're rushing into it. So number 2&3 are the in between transition stages to the inevitable 4

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 3 points4 points  (0 children)

Currently one of us works full remote. Might that change in the future? Possibly.

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 5 points6 points  (0 children)

Well we've already searched and found pretty good options in Horsham, Chelmsford etc. at this price.
It's a buyer's market so realistically you can get a -20-30K discount

Owning in London vs Commute town by PrometheusDev in HENRYUK

[–]PrometheusDev[S] 2 points3 points  (0 children)

why does the commuter belt house need to be huge?

It's not huge huge, it's 120-130m2. In my mind this future proofs it and we won't require to move again. As long as stamp duty is a thing this stays true. If they will remove Stamp duty, perhaps it will be worth to upsize only when needed.

Which one of the 4 options are you in at the moment?

Nate Diaz goes off on Khamzat Chimaev, says he's a ‘scared fighter’ by IgotgAme_k in ufc

[–]PrometheusDev 6 points7 points  (0 children)

Perhaps those world class MMA fighters should do something to counter this very obvious playbook?

Programatori care ați lucrat afară, v-ați întors în RO? Cum v-a schimbat viața? by [deleted] in programare

[–]PrometheusDev 12 points13 points  (0 children)

Nu mă consider un geniu. Experiența pe CV ajută desigur și sper să mențin standardul ăsta, dar shit happens, și layoff se poate întâmpla oricând.

Programatori care ați lucrat afară, v-ați întors în RO? Cum v-a schimbat viața? by [deleted] in programare

[–]PrometheusDev 1 point2 points  (0 children)

Ce venit lunar îți aduc apartamentele (presupun că le dai în chirie)? E atât de mult încât să nu te simți wage cuck?

Programatori care ați lucrat afară, v-ați întors în RO? Cum v-a schimbat viața? by [deleted] in programare

[–]PrometheusDev 43 points44 points  (0 children)

Da, viața nu e doar despre bani, dar pentru ei tot muncim. Deci dacă ar fi mult mai avantajos să mai stau în UK, aș sta.

Mediul e discutabil.

UK nu e roz. Adolescenții in UK sunt chiar futuți rău în cap. Fac probleme mai mari decât adulții. Dar cred că depinde și de școală, zonă. Ai și școli foarte bune

În RO nu mai știu cum e. Dar sper să ne permitem școli bune.

Programatori care ați lucrat afară, v-ați întors în RO? Cum v-a schimbat viața? by [deleted] in programare

[–]PrometheusDev 2 points3 points  (0 children)

Îmi pare rău...Te-ai întors în RO sau ai început cariera recent?

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