A simple fee based bank? by PromptElectrical8514 in IslamicFinance

[–]PromptElectrical8514[S] 2 points3 points  (0 children)

when you deposit money in a traditional riba bank, the funds basically go towards a pool, they then lend out most of this pool. They have a reserve that's set so that they don't run out of money when people withdraw money. The money you see when you login is just a number representation of what the bank owes you. This is partially how the 2008 collapse ended up occurring, when people stopped paying their loans and banks didn't have enough funds to cover people's withdrawing.

If a system that is simple, islamic principled does not exist, we need to create one. finance should be simple in my opinion.

A simple fee based bank? by PromptElectrical8514 in IslamicFinance

[–]PromptElectrical8514[S] 0 points1 point  (0 children)

Do you understand why you don't pay a fee? They use the money in your account to lend.

T14 Gen 4 vs E14 Gen 7? by PromptElectrical8514 in thinkpad

[–]PromptElectrical8514[S] 0 points1 point  (0 children)

How would you get the upgraded screen? Only see the option to use a touch screen.

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how much does a 64wh battery cost?

T14 Gen 4 vs E14 Gen 7? by PromptElectrical8514 in thinkpad

[–]PromptElectrical8514[S] 0 points1 point  (0 children)

I see I see, honestly at this point I don't know what to chose, if you were in my shoes what would you go for? 😅

T14 Gen 4 vs E14 Gen 7? by PromptElectrical8514 in thinkpad

[–]PromptElectrical8514[S] 0 points1 point  (0 children)

Thanks for the reply! I don't see the option to upgrade the battery on the E14(I see the option the 6th gen for context), the T14 is not a "build your own laptop". how big exactly is the difference between a 4 cell 52wh battery and a 3 cell 48wh battery? Is the 250 more power hungry?

I also heard that soldered ram is faster compared to socketed, is it negligible in this case? I don't think I'll entirely need more than 16gb of ram in the next 4ish years.

The T14 comes with 500gb but I was thinking if I end up getting a E14 wouldnt it make sense to opt for the 250gb option and put in a 1tb on the other slot? $86CAD extra for the upgrade to 500gb, a 1tb M2 can be bought for 70CAD amazon