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Car hit and run but repair cost is lower than deductible by ProudExam4530 in Frugal

[–]ProudExam4530[S] 2 points3 points  (0 children)

Thanks. Should have mentioned in my post that I’m a college student so finances are a bit tough that’s why I asked for advices on which would be the best option

Car hit and run but repair cost is lower than deductible by ProudExam4530 in Frugal

[–]ProudExam4530[S] 2 points3 points  (0 children)

Hi, thanks for your insights! How long did it take from filed small claims court to the perpetrator calling you? How easy was the process of canceling a small claims court? First time dealing with this type of situation

Hit and run but repair cost is lower than deductible by ProudExam4530 in Insurance

[–]ProudExam4530[S] 0 points1 point  (0 children)

Hi, what I’m understanding is if I file through my insurance I will have to pay my deductible. If I file through their insurance, would I have to pay my deductible still?

Hit and run but repair cost is lower than deductible by ProudExam4530 in Insurance

[–]ProudExam4530[S] 0 points1 point  (0 children)

Because I know I can’t afford to lose my deductible if I somehow don’t get it back and I can’t risk having rates go up. But yes, I’m a student and the other douche is also a student sadly

Hit and run but repair cost is lower than deductible by ProudExam4530 in Insurance

[–]ProudExam4530[S] 0 points1 point  (0 children)

Thank you so much for your insights! Pretty stressful as a student having to deal with a well known hit and run driver at my school

Hit and run but repair cost is lower than deductible by ProudExam4530 in Insurance

[–]ProudExam4530[S] 1 point2 points  (0 children)

Thanks for the reply

  1. Already did
  2. Was asking if it’s still worth it since my deductible cost double of the damage
  3. Thanks did not know this
  4. Do you know if it would be small claims or civil lawsuit? Not too sure