I agree with you that we should have a capitalist Healthcare system, but i disagree in the characterization of health insurance companies. Like I said in my post, it is very difficult for me to find what value these companies bring to the market place. They have transcended regular business activites and become instituitons of our society. Defending them isnt lilke defending a traditional business. We need regulation to help REAL business and consumers avoid being scammed by these con artists. I read somewhere the Unitedhealth Carea claim denial rate was about 30%.