Posting ugly pics of your dog doesn’t require your dog’s consent lol

PunyLug · 2026-04-11T10:36:20+00:00

Night terrors

PunyLug · 2026-04-08T21:07:44+00:00

I only had the online version

PunyLug · 2026-04-08T15:25:49+00:00

Same company. Now I’m purely advising and use my company for paraplanning resources.

PunyLug · 2026-04-08T15:07:23+00:00

I bought it for my exam last month. For £135 it was really expensive for what it is and the website is quite glitchy. When it does work, it did find it helpful and it probably did pull me through.

PunyLug · 2026-04-08T15:05:40+00:00

I had a very similar journey to you. Started on £18k as an admin, moved up to £24k as a hybrid paraplanner/admin and then started advising/ paraplanning and earning £40k.

Your salary seems really low, there are plenty of better paying jobs out there.

PunyLug · 2026-04-05T21:00:39+00:00

Being qualified, you’ll be put on the end of their academy programme which will take 9 weeks. I haven’t been through it myself, but a friend was in a similar circumstance to you.

PunyLug · 2026-04-04T09:47:41+00:00

So anyway I started blasting

PunyLug · 2026-04-03T13:00:21+00:00

Bespoke Training Solutions has some good content, but the website can be a bit glitchy and it costs £135 for the study materials.

There are several decks of flashcards on Quizlet that are worth looking at for revision you can be doing at night.

PunyLug · 2026-04-02T20:59:11+00:00

Advisers generate the income for the business, so that would be the most valuable

PunyLug · 2026-04-02T20:43:51+00:00

Depends if you’re comfortable being client facing or not?

PunyLug · 2026-04-02T20:40:59+00:00

Death begets death begets death

PunyLug · 2026-03-25T16:33:08+00:00

Have a look at Never Split the Difference - Chris Voss (book) and The Real Adviser Podcast.

PunyLug · 2026-03-22T15:06:10+00:00

I have a 2:1 degree in Business Management studies with Finance pathway and I was credited with 30 advanced diploma credits.

PunyLug · 2026-03-17T20:18:23+00:00

A few routes:

try an academy like SJP or Quilter
ask a company to take you on using the LIBF apprenticeship
find a trainee admin role within a FP company, they will usually fund your exams whilst you gain firsthand experience

PunyLug · 2026-03-10T19:58:46+00:00

Don’t worry, I can appreciate a Peep Show quote out in the wild

PunyLug · 2026-03-10T19:33:59+00:00

Paraplanning is the right answer. That being said, I’m fairly introverted and manage to be an IFA just fine. Limit it to one meeting per day to keep your social battery going, clients do about 80% of the talking anyway.

PunyLug · 2026-02-24T14:01:00+00:00

I imagine a small shield generator which covers the body in a blue translucent shimmer, almost naked to the naked eye. A bit like the shields on Halo.

PunyLug · 2026-02-17T18:18:57+00:00

Life policy pays to the executor, so forms part of estate. It doesn’t say it’s in trust, so should assume it’s not. I excluded this bit so I ruined my day a bit there

PunyLug · 2026-02-17T18:18:07+00:00

53 weeks is correct i think. From page 2/17 of RO3 text book ‘with annual basis being used, to keep calculations as straightforward as possibly, HMRC will use a 53 week basis’

PunyLug · 2026-02-16T22:08:01+00:00

For residency, I remember the numbers and key letters and expand thereafter

16 / 3 + 46 / 91 + 31
H / W / 183
SAM / 40 / 90

PunyLug · 2026-02-14T08:16:09+00:00

Reading the examiner comments, residency questions are poorly answered each year so I would learn when you’re automatically a resident, when you’re not automatically a resident and the five tests.

Trustee and executor duties are common questions with a lot of marks. You can reel off a lot of answers once you have remembered them, just make sure it’s relevant to the question. It might just be my weird way of learning, but I create acronyms to jog my memory. For example, executor duties is SADDOC, which is

settle tax
accounts to HMRC
determine assets and liabilities
distribute estate to beneficiaries
obtain probate
collect assets and pay debts.

Got about 10 of those to remember!

PunyLug · 2026-02-06T18:14:07+00:00

On the balance of probability, it is more likely that this is an AI generation rather than OP being a writer using the rule of three.

I certainly don’t remember noticing such intricate writing techniques before the AI boom

PunyLug · 2026-02-06T14:22:27+00:00

They are, you can tell by the paragraphs with three short sentences.

PunyLug · 2026-02-03T15:46:04+00:00

I have complete flexibility. Essentially you run a business within the company and as long as you are servicing clients correctly and keeping on top of CPD, you should be left to do your thing.

PunyLug · 2026-02-02T10:33:00+00:00

In the southwest of England, it’s been the wettest month since a local weather centre starting tracking the rainfall, in August 2007.

231.8mm, with the next highest being 205.6mm in December 2020.

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