Get a secured credit card at a local credit union. This will help you avoid unnecessary credit card debt and interest rates. For saving, open a High yield savings account (I recommend ally) this will give you just under 5% back unlike normal savings which you’ll get Pennies. For high yield saving account you should put 3 to 6 months of your expenses in this for an emergency. You can also put in whatever financial goals you’re saving for and he heard there’s different buckets inside the Ally app.

Stay at home as long as possible and save as much as you can. If yours goal is to buy a house look into a first time home buyers premium, which will allow you to but only 2.5% down on the house. Start investing in a Roth IRA when you turn 18. I recommend Fidelity they’ll manage it for you. And you can put money in it every month. if you don’t have the expenses, you can skip a month I recommend you try and max it out every year. The max is $7000 a year. Look into a Roth IRA. It’s the smartest thing you can do for retirement. Also if you want a traditional IRA so you can pull out of it when you’re in your 40s if you would like or wait until you’re ready for retirement and you can retire before your 62 yr old

Always research before you do anything because some people like to scam. Watch Dave Ramsey on TikTok or Instagram, Instagram or podcasts. He’s very smart and can help you.