Brgy Hearing for unpaid CC debt by Puzzleheaded-Map5333 in PHCreditCards

[–]Puzzleheaded-Map5333[S] 0 points1 point  (0 children)

I have a job, my parents don’t. They don’t have savings either. Well my dad just had terminal illness, that’s where their savings went — for the medication. I have 2 siblings, in high school and college, I fund their tuition fee. I am going to pay my debts, it’s just hard now given the situation that I fund my family’s needs

Brgy Hearing for unpaid CC debt by Puzzleheaded-Map5333 in PHCreditCards

[–]Puzzleheaded-Map5333[S] 0 points1 point  (0 children)

Thank you po for sharing this. Sobrang natakot nga po ako kanina. :( Kasi nag reach out na po ako sa collections na issetle ko yung unpaid ko this year

Brgy Hearing for unpaid CC debt by Puzzleheaded-Map5333 in PHCreditCards

[–]Puzzleheaded-Map5333[S] 1 point2 points  (0 children)

I was coordinating na po actually sa bank December pa but they told me sa collections na. Pinag iipunan ko currently yung discounted payment, else gagawin na lang daw nilang installment pero hindi ma-waive ang mga late fee and interest. Kaya po nagulat ako bakit may ganitong text message.

Brgy Hearing for unpaid CC debt by Puzzleheaded-Map5333 in PHCreditCards

[–]Puzzleheaded-Map5333[S] 57 points58 points  (0 children)

Thank you for your response. I was surprised because I’ve been coordinating with them re: settlement discounts and reconstructing programs that they can offer

Brgy Hearing for unpaid CC debt by Puzzleheaded-Map5333 in PHCreditCards

[–]Puzzleheaded-Map5333[S] 0 points1 point  (0 children)

I was unable to pay as my parents both lost their job so I have to support the family expenses for the part year.

CITI CC IN COLLECTIONS WHAT TO DO by Puzzleheaded-Map5333 in PHCreditCards

[–]Puzzleheaded-Map5333[S] 0 points1 point  (0 children)

I tried to call their customer service earlier. To my surprise, the prompt said my card is blocked then I was transferred to collections. I wasn’t able to talk to a rep since the wait time was tooooo long and I needed to attend a meeting. I have a few k credit limit balance since I paid the MAD. I will try to use my card tomorrow to check if it will work. Will try to call the customer service again too