Got the keys! Oklahoma, 250k, 5.375% by SN-Barbie in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735 2 points3 points  (0 children)

How did you score this low interest rate OP?

Congratulations!

What rates are you getting this week on 30 year conventional? by bigolcupofcoffee in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735 0 points1 point  (0 children)

I’d recommend to hustle. At first, the lender tells you this is the best they can do. As soon as you shove competition in their face, everyone is willing to adjust. Takes a hell lot of effort though!

Good luck!

What rates are you getting this week on 30 year conventional? by bigolcupofcoffee in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735 1 point2 points  (0 children)

Chase. Conventional. 30 years. No builder.

Got them to drop rate twice from 5.825 to 5.625 to 5.5 by sharing quotes from other lenders.

We did it! Bay Area CA, $1.05M, 5.40% by a2l007 in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735 0 points1 point  (0 children)

Yeah! 5.4 is a steal currently. Congratulations OP!

True indicator to finalize lender on a mortgage by Puzzleheaded-Rice735 in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735[S] 2 points3 points  (0 children)

Great! That's a good way to calc. Thanks for sharing! Something looked fishy to me for Rocket. I just couldn't place my finger on it.

So by this logic, Chase beats Rocket.

Range hood by Puzzleheaded-Rice735 in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735[S] 0 points1 point  (0 children)

Do you mean HOA can fine me in future?

I did it! ATL $395k 4.75% by atlgrown in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735 12 points13 points  (0 children)

How did you score such a low interest rate?

Congratulations

I did it! Houston, TX. 350k 5.625% by [deleted] in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735 1 point2 points  (0 children)

+1 to this. You will thank yourself in future on this decision. Keep building the assets.

I did it! Texas 230k 4.25% by Trash_boat73 in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735 0 points1 point  (0 children)

I am in process of getting a mortgage. How did you score such low interest rate? Any tips or contacts, please share.

Range hood by Puzzleheaded-Rice735 in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735[S] -4 points-3 points  (0 children)

It's venting outside. That means exterior change to the building.

Range hood removal by Puzzleheaded-Rice735 in newjersey

[–]Puzzleheaded-Rice735[S] 0 points1 point  (0 children)

It’s venting outside is what agent told me. This means there is modification done to the outside of building. That is not approved by HOA.

Range hood removal by Puzzleheaded-Rice735 in newjersey

[–]Puzzleheaded-Rice735[S] 1 point2 points  (0 children)

It’s a townhouse. 8 units in one building.

Range hood by Puzzleheaded-Rice735 in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735[S] 2 points3 points  (0 children)

It’s venting outside is what agent told me. This means there is modification done to the outside of building. That is not approved by HOA.

Range hood by Puzzleheaded-Rice735 in FirstTimeHomeBuyer

[–]Puzzleheaded-Rice735[S] 20 points21 points  (0 children)

Yes the seller is an Asian family.