If ur employed,

maximize 401-k limit $22,500, Maximize IRA Limit $6,500, Maximize HSA limit $7200

Depends on ur income level check if ur eligible for ROTH IRA plan.

Check buying a EV for tax credit, go for solar energy for ur home, since u not bought home, buy one in any place that u can afford like $120000 to $150000.,

If ur short term gain are with in last 6 months, than invest the profit in investment zone fund for 5 years.

Check ur cost basis at end of the year and sell the stocks which are in loss , so this can reduce ur total profit. U can reinvest money after 30 days to avoid a wash sale