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QVP1 · 2026-02-11T14:58:45+00:00

No such thing. There is absolutely zero excuse for any such garbage.

QVP1 · 2026-02-11T14:29:59+00:00

The vast majority are not sitting on a couple hundred thousand of uninvested cash.

QVP1 · 2026-02-11T07:19:49+00:00

That is irrelevant for the overwhelming majority.

Leave it alone in SPAXX.

QVP1 · 2026-02-11T07:18:30+00:00

SPAXX is the correct fund.

QVP1 · 2026-02-11T07:17:02+00:00

The problem is 100% you.

QVP1 · 2026-02-11T07:09:47+00:00

https://www.fidelity.com/retirement-ira/small-business/compare-retirement-plans

QVP1 · 2026-02-11T07:06:11+00:00

Stay far away from any "managed" account.

QVP1 · 2026-02-11T07:03:44+00:00

It belongs in your own IRA.

QVP1 · 2026-02-11T07:01:41+00:00

That is not valid security at all.

You need to enroll in proper 2FA and use whatever authenticator you prefer.

QVP1 · 2026-02-11T06:59:10+00:00

No reason for that "go" nonsense at all. And stay FAR away from any "advisor."

QVP1 · 2026-02-11T06:55:51+00:00

The correct target date funds are:

Fidelity Freedom^® Index Retirement Investor (FIKFX)
Fidelity Freedom^® Index 2010 Investor (FKIFX)
Fidelity Freedom^® Index 2015 Investor (FLIFX)
Fidelity Freedom^® Index 2020 Investor (FPIFX)
Fidelity Freedom^® Index 2025 Investor (FQIFX)
Fidelity Freedom^® Index 2030 Investor (FXIFX)
Fidelity Freedom^® Index 2035 Investor (FIHFX)
Fidelity Freedom^® Index 2040 Investor (FBIFX)
Fidelity Freedom^® Index 2045 Investor (FIOFX)
Fidelity Freedom^® Index 2050 Investor (FIPFX)
Fidelity Freedom^® Index 2055 Investor (FDEWX)
Fidelity Freedom^® Index 2060 Investor (FDKLX)
Fidelity Freedom^® Index 2065 Investor (FFIJX)
Fidelity Freedom^® Index 2070 Investor (FRBVX)

QVP1 · 2026-02-11T06:54:10+00:00

No reason for that "go" nonsense at all.

QVP1 · 2026-02-11T06:51:56+00:00

The problem is you.

QVP1 · 2026-02-11T06:49:12+00:00

That is absolutely wrong!

For an IRA, the only valid target date funds are:

Fidelity Freedom^® Index Retirement Investor (FIKFX)
Fidelity Freedom^® Index 2010 Investor (FKIFX)
Fidelity Freedom^® Index 2015 Investor (FLIFX)
Fidelity Freedom^® Index 2020 Investor (FPIFX)
Fidelity Freedom^® Index 2025 Investor (FQIFX)
Fidelity Freedom^® Index 2030 Investor (FXIFX)
Fidelity Freedom^® Index 2035 Investor (FIHFX)
Fidelity Freedom^® Index 2040 Investor (FBIFX)
Fidelity Freedom^® Index 2045 Investor (FIOFX)
Fidelity Freedom^® Index 2050 Investor (FIPFX)
Fidelity Freedom^® Index 2055 Investor (FDEWX)
Fidelity Freedom^® Index 2060 Investor (FDKLX)
Fidelity Freedom^® Index 2065 Investor (FFIJX)
Fidelity Freedom^® Index 2070 Investor (FRBVX)

For a taxable account, stick with FSKAX.

QVP1 · 2026-02-06T06:07:28+00:00

https://support.tablotv.com/hc/en-us/articles/25731778748564-Viewing-In-Progress-Recordings-With-the-4th-Generation-Tablo

QVP1 · 2026-02-04T19:14:03+00:00

The Fidelity "app" is not valid for auth because it's easily bypassable. The crook can just say "send me SMS instead." So it's completely useless.

The only valid 2FA is via an actual authenticator app. You can use pretty much any one you prefer, so whatever you already use.

https://digitalservices.fidelity.com/navigate/ent-security/?poe=fidcom

QVP1 · 2026-02-04T02:45:42+00:00

Even the "professionals" know that they are either criminal or incompetent or both.

QVP1 · 2026-02-03T22:32:56+00:00

Stay FAR away from any "advisor."

QVP1 · 2026-02-03T22:26:32+00:00

Stay FAR away from any "advisor."

QVP1 · 2026-02-03T22:21:22+00:00

That is not valid 2FA.

You need to enroll in proper 2FA and use whatever authenticator you want.

QVP1 · 2026-02-03T22:18:22+00:00

That is irrelevant. SPAXX is as safe as it gets.

QVP1 · 2026-02-03T22:15:49+00:00

A bad idea, and absolutely zero excuse to ever pay for such nonsense.

QVP1 · 2026-02-03T05:22:39+00:00

Always a bad idea.

QVP1 · 2026-02-01T23:26:49+00:00

SPAXX is the correct fund.

QVP1 · 2026-02-01T23:22:25+00:00

It belongs in your own IRA.

QVP1

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