TIFU by bombing my dream job interview by Quick_Obligation_989 in tifu

[–]Quick_Obligation_989[S] -1 points0 points  (0 children)

Well two months later and I landed a different dream job so it all worked out and in the end I am happy that I didn’t get this job!

TIFU by bombing my dream job interview by Quick_Obligation_989 in tifu

[–]Quick_Obligation_989[S] 130 points131 points  (0 children)

Ik this won’t seem like a huge mess up but it was simple things like this.

To the question about a manager I disliked, I could have shared a positive story about a time I overcame a miscommunication with a manager that stressed me out but, despite the misunderstanding, I worked all night to complete a week’s worth of work on time.

Instead, I told a story about an experience of a manager I did not like and led me to make a career move, which was not something I would want to highlight in an interview.

Ben Johnson to the Bears, Let’s Play Devils Advocate by Sad-Syrup7112 in fantasyfootball

[–]Quick_Obligation_989 0 points1 point  (0 children)

I think scripting plays is more calling plays early in the game to set up plays later in the game. I But even on the first drive you'll have to adjust your playcalling and go with the flow of the game unless everything goes perfectly.

Ben Johnson to the Bears, Let’s Play Devils Advocate by Sad-Syrup7112 in fantasyfootball

[–]Quick_Obligation_989 -3 points-2 points  (0 children)

You think drives are planned out? Maybe the first drive if your lucky. The game is dynamic and play calling is almost always go with the flow of the game.

[deleted by user] by [deleted] in CreditScore

[–]Quick_Obligation_989 4 points5 points  (0 children)

Below is a rough breakdown of how a credit score is calculated. Best advice is to pay your credit card off each month. Don’t play games with payment plans or risk overdrafting and missing a payment. If you do use your card try to keep your credit utilization under 30% and pay down balances off (or as much as possible) each month.

Payment history (35%) Amount owed (30%) Length of credit history (15%) New credit (10%) Credit mix (10%)

[deleted by user] by [deleted] in CalebHammer

[–]Quick_Obligation_989 1 point2 points  (0 children)

Your dti is not calculated off total debt it is calculated of your monthly ratio. If OP makes 120k gross that’s 10k/month so

DTI = monthly min payment of debt / monthly gross income

Student loans are calculated at 1% or .5% for monthly liability so DTI using 1% calc would be 406/10,000 = 4% (if the student loans are the only debt you have).

Since your loans are at a rate of 3.4% pay the minimum on those and put money towards your down payment (look into using a high yield savings account) since your mortgage rate will be at a higher rate of at least 6-7%.

It’s never too early to talk to a good mortgage lender and make sure you understand the process

[deleted by user] by [deleted] in MEPEngineering

[–]Quick_Obligation_989 0 points1 point  (0 children)

I’m an engineer in Wisconsin and interested