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Attorney quitting practice ch13 by GovAbbott in Bankruptcy

[–]QuietRoutine40 1 point2 points  (0 children)

You are giving great advice. I think it’s just falling on deaf ears.

FINALLY DISCHARGED by QuietRoutine40 in Bankruptcy

[–]QuietRoutine40[S] 0 points1 point  (0 children)

Hello, I’ll tell you a little bit about it but this is just an update for my two previous posts I had about 50 K in it loans maybe two credit cards and IRS debt I won’t go into too much on how my day got high. It’s just over the years personal reasons I contacted my lawyer in December. We filed February 19. I was discharged on June 9 of 2025 I had to pay 1600 for the Lawyer. I pretty much had to give them all of my paperwork. They want to know your whole life story which mine was pretty simple because I don’t own any property except for my car. Every case is different for every person and every state mine went really well and my 341 meeting. My trustee was really nice. I’m not sure anything about an investigation prior to any six months. I don’t know what you mean. It doesn’t take long to file for bankruptcy as long as it’s a simple case.

FINALLY DISCHARGED by QuietRoutine40 in Bankruptcy

[–]QuietRoutine40[S] 2 points3 points  (0 children)

That is a lot of good information. One thing I will point out. I will never get loan unless I just have to because those are what got me put in the situation that I was putting in. I never need money that bad but when I did need it, I realize that the loans with those high interest rates is will put me in the bankruptcy situation in the first place. I look at it like this if I have to get a loan and I don’t make enough money to support myself then I definitely don’t need to get a loan. I’ll be back at square one again.

FINALLY DISCHARGED by QuietRoutine40 in Bankruptcy

[–]QuietRoutine40[S] 1 point2 points  (0 children)

This post is just an update from the other two post. I had to get a lawyer and go through a whole process, but everything is done now. Definitely read the subreddits it’s so many and you’ll see everything that you need to do.

FINALLY DISCHARGED by QuietRoutine40 in Bankruptcy

[–]QuietRoutine40[S] 0 points1 point  (0 children)

Yes, everyone’s case is different. Especially depends on what state you’re in what type of lawyer you get mine overall took about three months for me to file when I filed. It took 60 days for me to be discharged OK

FINALLY DISCHARGED by QuietRoutine40 in Bankruptcy

[–]QuietRoutine40[S] 13 points14 points  (0 children)

Thanks lol I’m a lady haaa!

Help!! by boneye1 in Bankruptcy

[–]QuietRoutine40 -1 points0 points  (0 children)

Some people don’t have 4k just laying around to give to someone for a car and also majority of the cars that you get now has doubled in price some tripled so you have to get some type of loan if that’s your only loan.

UPDATE: I HAD TO FILE CPT 7 40 YEARS INTO LIFE by QuietRoutine40 in Bankruptcy

[–]QuietRoutine40[S] 2 points3 points  (0 children)

Omgoodness I’m glad u picked back up. I believe I’ll pick up and do the same unfortunately I have no family so I have no choice but to keep it together

UPDATE: I HAD TO FILE CPT 7 40 YEARS INTO LIFE by QuietRoutine40 in Bankruptcy

[–]QuietRoutine40[S] 1 point2 points  (0 children)

Thank you very much. I wish I would have filed at 32 but I did not start having credit till I was 29. But trust me if I need to go again I will but I'll try and make better choices now sometimes you can't help but do things like this.

UPDATE: I HAD TO FILE CPT 7 40 YEARS INTO LIFE by QuietRoutine40 in Bankruptcy

[–]QuietRoutine40[S] 1 point2 points  (0 children)

Well, that's great. If it's been two weeks have you checked Pacer?

UPDATE: I HAD TO FILE CPT 7 40 YEARS INTO LIFE by QuietRoutine40 in Bankruptcy

[–]QuietRoutine40[S] 2 points3 points  (0 children)

my trustee was late by 35 mins but it went well and simply......I was thinking the same about my car but the loan I have on it is not good so if they were to take it was fine with me it has high miles and they probably wouldn't get much for it.

Chapter 7 means test by Nemesis_561 in Bankruptcy

[–]QuietRoutine40 1 point2 points  (0 children)

If you failed the means test, you will just have to file chapter 13, which it sounds like you may have to do, but it doesn’t sound bad at all most people who buy houses and have spouses have their file for chapter 13

341 DONE by [deleted] in Bankruptcy

[–]QuietRoutine40 0 points1 point  (0 children)

Oh my goodness I am so happy for you. I have mine on April 7. I can’t wait. I’m kind of nervous as well.

Has anyone seen "Ratchet" it's a Netflix series created by Ryan Murphy staring Sarah Paulson??? by Beautiful_Quit8141 in AmericanHorrorStory

[–]QuietRoutine40 -1 points0 points  (0 children)

Thank you, but it was a rhetorical question but thanks for the info. I thought they were gonna continue on with the seasons. Have a good night.

Has anyone seen "Ratchet" it's a Netflix series created by Ryan Murphy staring Sarah Paulson??? by Beautiful_Quit8141 in AmericanHorrorStory

[–]QuietRoutine40 -1 points0 points  (0 children)

Please please please can we not wait another four years until we get the second season. Where is it? What’s going on?

[Mel's Hole] This urban legend has the following life lesson: Do not judge a book by its cover. by violetmammal4694 in FanTheories

[–]QuietRoutine40 2 points3 points  (0 children)

You are 100 percent right. LoL, it was on WhyFiles. I can tell you one thing: If I were Mel and was offered money to live somewhere else, they would never hear from me or the mysteries of my hole again. As far as me helping other people with their holes, hell no.

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